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Revealing the Secrets for the Best Retirement Now

18 05 S Secrets for a Better Retirement Now - Revealing the Secrets for the Best Retirement Now

Retirement is one of the biggest lifestyle changes that you’ll ever go through. Going from a committed timetable of work to having your days free, is a major adjustment.

Thankfully, there are endless ways to make full use of your time during retirement, and even change your financial situation.

Take a look at our top three ways to unleash the potential of your retirement in 2018:


Treat Yourself to the Trip of Your Dreams

One of the best ways to start your retirement off right is to take the trip of your dreams, the one that you may have been planning for years but have never quite found the time to go on. A big trip is the perfect time to enjoy new experiences that you’ve always wanted to explore, be it snorkeling, skiing, sky diving, or just relaxing on the beach.

Of course, big trips don’t come cheap, and if you’re concerned about finances in retirement, then it’s worth making full use of the financial planning tools available. Using a financial planner can help you to stay on top of big expenses, like trips abroad, and make sure that you’re not spending more than what your budget allows.


Take the Time to Make New Friends

Retirement is something that everyone goes through, which means that there is going to be a lot of people in the same situation as you close by. Making new friends can stop the feelings of loneliness that many people go through when they suddenly find themselves adjusting to the changes to their daily routine, and naturally spending less time around other people.

There are multiple groups designed to help you make friends in retirement if you’re not sure where to start. Affinity groups can make it easier to meet new people and form close bonds through your retirement that’ll make the new lifestyle much more enjoyable and sociable. Websites like and , are wonderful places to check out.


Keep a Check on How Much You’re Spending

While retirement may mean an end to the 9 to 5 routine, it doesn’t mean that financial responsibilities and planning are also at an end. It’s normal to be concerned about spending during retirement. One of the best ways to combat the problem of finances is to start living off income generated through savings, rather than reducing your main funds.

For individuals that can’t survive solely off income generated, then a 4% annual withdrawal limit is the bar set to make sure that funds don’t run out later in your retirement. This means that avoiding certain big purchases can sometimes be a must.

There are multiple tools that can help you to evaluate your spending and make sure that you aren’t spending too much, but it can also be wise to reduce spending where possible. You can implement a spending plan to help reduce expenditure on things you might be paying too much for, like insurance coverage, hobbies that you no longer enjoy, and food costs.

If you need help making sure that your insurance coverage is right for you, or you want to try and reduce the cost of your essential insurances, then please give us a call today.

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