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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
Navigating the Auto Insurance Market in 2024
Like most people, you may have seen your car insurance premiums increase this year even if you haven’t had any auto accidents in the past 12 months. The personal car insurance industry is currently in a hard market, meaning the price of insurance is higher than usual.
Older Driver Safety Awareness Week Is Dec. 5-9
According to the Federal Highway Administration, the number of licensed drivers over 70 increased 75% from 1997 to 2020. This is partially due to U.S. demographics, in which Americans over 65 represent the fastest-growing sector of the U.S. population. But it also reflects a trend in American driving habits. Older adults are generally driving more miles and keeping their licenses longer than previous generations.
Personal Lines Insights | November 2022
Exercise is a great way to combat stress, maintain a healthy weight and boost your energy. But attempting to do too much too quickly can cause injuries. To keep your workouts injury-free, be sure to add warming up, cooling down and stretching to your exercise routine.
Early Estimates Show Increase in Traffic Fatalities for 2022
The National Highway Traffic Safety Administration (NHTSA) released its early estimates of traffic fatalities for the first half of 2022. The report found that an estimated 20,175 people have died in motor vehicle traffic crashes, the highest number of deaths during the first half of the year since 2006. This number is also up a marginal 0.5% from the 20,070 projected fatalities for the first half of 2021.
How to Prevent Catalytic Converter Theft
A catalytic converter is a device found in vehicles’ exhaust systems that converts environmentally hazardous exhaust into less harmful gasses. Though catalytic converters have been installed in every new vehicle since 1975, theft of these devices has skyrocketed in recent years due to the highly valuable precious metals they contain.
Signs of Trouble Seen for U.S. Commercial Auto Insurance Market
Despite having cause for optimism in 2021, the U.S. commercial auto insurance market shows signs of falling behind again in 2022 as losses increase, according to a new segment report from AM Best. The sector had its best year in a decade in 2021, with a combined ratio under 100, a small net underwriting loss and strong premium growth, the company noted.
Personal Lines Insights | October 2022
Although it can be a difficult topic to broach, it’s important to talk to your teenager about drug and alcohol use. By establishing open communication in your household, you can help your child make wise decisions when confronted with these temptations.
Personal Lines Insights | September 2022
Lower back pain is one of the most common health conditions in the world, as well as a leading cause of disability. According to the American Chiropractic Association, 1 in 4 adults will experience lower back pain for at least one day during a three-month timespan.
CVSA’s Brake Safety Week Scheduled for August 21-27
The Commercial Vehicle Safety Alliance (CVSA) recently scheduled this year’s Brake Safety Week for Aug. 21-27, 2022. This annual event emphasizes the importance of ensuring sufficient brake systems in commercial motor vehicles (CMVs). Specifically, the event highlights the role that brake maintenance and efficiency plays in reducing brake-related CMV accidents on the road.
Personal Lines Insights | July 2022
Spending time outdoors is a wonderful way to bond with family and friends, and enjoy nature. But before you head into the great outdoors, you need to be aware of a danger lurking in the woods—Lyme disease.
Personal Lines Insights | June 2022
Summertime comes with increased temperatures and more time outdoors. Hot and humid weather can make it more challenging for your body to cool down.
Personal Lines Insights | May 2022
May is Mental Health Month. Mental health includes emotional, physiological and social well-being—and the state of your mental health can affect your overall health and quality of life.
Commercial Risk Advisor | April 2022
While winter driving conditions can be particularly treacherous, spring also presents its own unique challenges for driving. Rain, new road construction projects and increased motorcyclists can all create risks for drivers.
Personal Lines Insights | April 2022
According to the Centers for Disease Control and Prevention (CDC), about 19.2 million American adults over the age of 18 were diagnosed with hay fever, also known as allergic rhinitis, in the last 12 months. Hay fever can cause cold-like symptoms like congestion, sneezing, runny nose, itchy eyes and sinus pressure.
Personal Lines Insights | March 2022
It’s never too early or too late to prioritize eating a well-balanced diet or form healthy dietary patterns. A dietary pattern is what humans habitually eat or drink that contributes to overall health.
Personal Lines Insights | February 2022
In the United States, 1 in 4 deaths results from heart disease. Heart disease can include arrhythmias, heart failure, heart attacks and strokes. February is American Heart Month, and in honor of this national health observance, take some time to learn more about cardiovascular disease.
Personal Lines Insights | January 2022
The new year is here, which means millions of Americans are making their yearly resolutions. Making resolutions each year is easy, but sticking to them can be stressful.
Personal Lines Insights | December 2021
It is of little surprise that the holidays can be a significant source of stress for many Americans. Financial strains, pandemic concerns and shipping delays of highly anticipated gifts can add to holiday stress levels.
Personal Lines Insights | October 2021
It’s that time of the year again—flu season. Following three seasons of exceptionally high flu activity, the 2020-21 season’s activity was historically low, attributed to the many safety measures put in place due to the ongoing COVID-19 pandemic.