Memorial Day marks the unofficial start of summer—a time for honoring those who have served our country and for gathering with friends and family to enjoy the warmer weather. As one of the busiest holidays for travel and outdoor activities, Memorial Day also introduces various risks, from road accidents to backyard mishaps.

For small business owners, navigating the complexities of business insurance can often seem daunting yet is undeniably crucial. Effective insurance not only guards against unforeseen financial losses but also provides a foundation for stability and growth.

April is Stress Awareness Month, a time to recognize the negative impacts of stress. While it may be impossible to eliminate every stressor in your life, there are plenty of ways to reduce their effects on your life.

The Centers for Disease Control and Prevention reports that one-quarter (25.7%) of adults suffer from seasonal allergies. Springtime allergies are an annual nuisance for many people as plants bloom and neighbors cut their lawns more frequently. Also, mold growth occurs indoors and outdoors, making it almost impossible to escape allergy triggers.

Understanding the process of acquiring workers' compensation insurance is crucial. This insurance provides essential benefits for employees who suffer job-related injuries or illnesses and is typically considered a mandatory business insurance in most states.

States across the country will be changing their clocks forward on March 10 for daylight saving time. The National Fire Protection Association (NFPA) encourages homeowners to use this as a reminder to change their home’s smoke alarm and carbon monoxide detector batteries.

Homeowners insurance is a critical financial tool that provides protection for your home and personal belongings. It safeguards your investment against unforeseen events, offering peace of mind in the face of potential risks. This guide covers various aspects of homeowner's insurance, from its cost to the coverage it provides.

Kidney disease is a leading cause of death in the United States. Today, 15% of Americans are affected by kidney disease—and most won’t have symptoms unless their kidneys fail. There are numerous physical signs of kidney disease, but most people attribute them to other conditions.

Like most people, you may have seen your car insurance premiums increase this year even if you haven’t had any auto accidents in the past 12 months. The personal car insurance industry is currently in a hard market, meaning the price of insurance is higher than usual.

Surety bonds play a crucial role in various industries, providing financial protection and fostering trust among parties involved in a contract. Whether you're a contractor bidding for a construction project or a business owner looking to comply with licensing requirements, understanding surety bond insurance is essential.

The past year saw a continuation of many difficult conditions still affecting the homeowners insurance market today. The inflation spike during 2022 reverberated throughout the U.S. economy, and supply chain issues and labor shortages continued to impact the cost of construction.

From the moment you agree to the proposal, it's likely you'll soon be adorned with a new ring on your left hand—a precious accessory that warrants safeguarding. While the thought of engagement ring insurance may not be at the forefront of your mind during this joyous occasion, the responsibility that comes with valuable rings necessitates coverage for unforeseen events.

While walking is a great form of exercise, it can also be dangerous. An estimated 7,500 pedestrians were killed by drivers in 2022, according to the Governors Highway Safety Association. That is the highest number since 1981. Practicing safe walking habits is essential to lower your chance of incidents.

Renting a home or apartment offers convenience and flexibility, but it's crucial to protect your belongings and liabilities with renters’ insurance. While landlords typically have insurance for the property itself, it doesn't cover your personal belongings or provide liability protection. Understanding what renters insurance covers, how to obtain it, its costs, and its limitations is essential for tenants.

Heart disease continues to be the leading cause of death for both men and women in the United States. In fact, the Centers for Disease Control and Prevention (CDC) reports that heart disease causes 1 in every 5 deaths. Heart disease refers to several different types of heart conditions.

As we welcome the new year, it’s a prime moment to set the stage for the months ahead, ensuring a secure and protected journey. Part of this preparation involves reviewing and fine-tuning your insurance plans. Conducting an insurance policy evaluation annually ensures you have adequate coverage without overpaying, including looking for ways to bundle insurance plans and policies for greater savings.

In a transformative shift in workplace dynamics, a recent FlexJobs survey revealed a groundbreaking trend: Remote work now takes precedence over salary for most employees. The traditional notion that financial compensation is the ultimate driving force behind job satisfaction is challenged by a growing desire for flexibility and work-life balance.

In 2024, leap day will occur on Thursday, Feb. 29. A leap year can create administrative and compliance challenges for organizations every four years. For example, a leap year can impact payroll processing or tax reporting obligations by adding an extra payday to the year.

In today’s market, HR professionals must adapt to the changing expectations of organizations and employees amid difficult economic conditions. As such, proactive HR leaders and professionals will approach 2024 with strategies that incorporate artificial intelligence (AI) into everyday operations, satisfy employee demands for greater compensation and flexibility, and conform to evolving compliance standards.

Looking forward to 2024, the labor market is expected to ease somewhat, although employers will likely still struggle to attract and retain talented employees. Skills gaps and high inflation remain challenging, but the influx of Generation Z (Gen Z) workers into the workplace is expected to help shift market conditions in employers’ favor.