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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.

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Blog Posts

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One Insurance Mis-Step Can Risk Your Business

In 2008 Leo Welder started ChooseWhat.com. Within a year he was being sued by J2 Global for using the term … Read more

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Helping Employees Maximize Benefits

Employees spend a lot of time at the workplace. As an employer, you want them to feel right about their … Read more

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Your Credit and Home Insurance Costs

Poor credit report does not just affect just what you’ll pay on your home loan. It can cost you thousands … Read more

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Should You Choose a Geriatrician for Primary Care?

Seniors are the fastest-growing segment of America’s population. By 2020, seniors will make up 16% of the U.S. population. As … Read more

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Your Credit Score Still Matters, Even in Retirement

According to TransUnion, one of the nation’s three major credit reporting companies, many seniors undervalue the importance of their credit … Read more

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The Basics of Commercial Insurance

 

Running a business requires a lot from the average entrepreneur. Beyond selling a product or service, there are multiple … Read more

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Car Seat Safety

According to the Centers for Disease Control and Prevention (CDC), motor vehicle injuries are the leading cause of death among … Read more

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Student Loan Repayment: The Next Big Benefit

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Americans are struggling with student loan repayment. Given the hardships … Read more

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Common and Expensive Car Insurance Mistakes and How to Avoid Them

Important Information

Most people will not argue the need to have car insurance for their cars because they know that … Read more

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When Should You Cash Out of Life Insurance?

Some people assume that once the children have finished university or you have actually settled your home loan it is … Read more

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Five High-Danger Jobs in Construction

 

Whether it’s falling machinery, fire hazards, or tripping over debris, construction remains one of the most dangerous industries to … Read more

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Low Energy in The Afternoon Do This

Feeling sluggish in the afternoons? It’s a common issue. While mornings are usually high energy, the mid-afternoon slump sets in … Read more

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Grappling With Occupational Skin Disorders

While evaluating injury and diseases that affected previously healthy members of the United States Navy and Marine Corps, something surprising … Read more

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Ten of the Most Common Safety Violations

Although OSHA releases their top 10 most mentioned workplace safety incidents yearly, they don’t change significantly with each new list. … Read more

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Recent Storms Demonstrate Why Builders Risk Protection is Important

Building during hurricane season carries risks for entrepreneurs and construction companies. Storms tear into construction sites ravaging materials and destroying … Read more

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What Flood Insurance Covers

This year, hurricane season struck in full force. Homeowner’s in many states are beginning the long process of rebuilding after … Read more

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This List of Must-have Benefits May Surprise You

With the ability pool as aggressive as it is, employers understand that a durable benefits bundle is necessary to hire … Read more

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Retiring Soon? How To Plan For It.

Although retirement advice normally centers around doing some new hobbies or going on a dream vacation, attorney Natalie Choate thinks … Read more

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How to Leverage America’s Aging Workforce in Your Business

If you find that a number of the candidates looking for open placements in your organization lack the business expertise, … Read more

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Managing Occupational Stress

Stress is present in nearly any workplace. Daily challenges, deadlines, overtime and more can create short-term stress. For many, this … Read more

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Paid Time Off & Parental Leave Make Employers More Competitive

To remain competitive in a tightening employment market, companies are increasing the amount of PTO (paid time off) given to … Read more

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What’s your long term care strategy?

Living longer is a trend. We’re eating healthier, exercising more, and benefitting from huge improvements in health care. Most will … Read more

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Creating a Competitive Benefit Plan

A successful business and a competitive employee benefits package go hand in hand; you’ll rarely find one without the other. … Read more

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Multi-Employer Worksites: Know Your Responsibilities

 

While the Occupational Safety and Health Administration (OSHA) has many rules in place to help employers reduce recognized hazards … Read more

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Get the Most from a Commercial Insurance Policy

Small business owners are constantly implementing innovative ways to increase productivity, revenue, and reviews. With so much energy dedicated to … Read more

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5 Key Considerations When Switching to Medicare

When you are switching from your employer’s medical insurance to Medicare, being prepared is key.

#1: Medicare is about you … Read more

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Protect Against Cyber Attacks

Security estimates suggest over half of U.S. companies have been hacked this year. If that number sounds alarming, it’s because … Read more

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Should you Hire External or Internal Job Candidates?

 

A 2014 survey of business leaders found that 71 percent prefer to develop their current employees’ skills and then … Read more

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Do You Need Employment Practices Liability Insurance?

Also known as EPLI, employment practices liability insurance is designed to protect small businesses in the event an employee files … Read more

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How Do I Get Health Insurance When I Retire?

If you’ve held a stable job for your professional career, it’s most likely you haven’t been required to think much … Read more

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Thinking About Remote Workers?

Allowing for remote workers has advantages. It gives you versatility, helps to reduce expenses, and allows you to draw from … Read more

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Protecting Younger Construction Workers

BuildForce Canada estimates that around 21% of the labour force (over 132,000 workers) will retire between the years of 2018 … Read more

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Time to Review Your Employee Handbook?

Many issues face a company when they are bringing on employees. These include basic pay, family and sick leave, as … Read more

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Credit insurance scores poorly…

Many kinds of credit lines and installment loans offer credit insurance. These products are designed to “protect” an individual’s credit … Read more

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Does Your Health Insurance Cover Alternative Medicine?

According to the most recent National Health Interview Survey , more than 33 percent of U.S. adults and nearly 12 … Read more

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Misleading Insurance Carriers Can Cost You

Drivers may be leaving some details out on their insurance policies. A lot of drivers it would seem, as a … Read more

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Improving Safety for Green Construction

Energy efficiency, environmental sustainability, occupant health—these concerns and more are driving the green building trend and surge in U.S. Green … Read more

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Preparing for a Government Investigation

Federal, state and city governments all closely scrutinize employers within the construction industry. From the U.S. Department of Labor (DOL) … Read more

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5 Uses For Life Insurance Benefits

Life insurance allows you to secure a financial future for your loved ones after you die, so it’s essential to … Read more

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In An Auto Accident? Do This

Car accidents happen to new and old drivers alike. Knowing the steps to take following an accident can ease the … Read more

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How to Avoid a 401(k) Plan Audit

In 2015, the Employee Benefits Security Administration (EBSA), through its enforcement of the Employee Retirement Income Security Act (ERISA), recovered … Read more

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3 Tips to Control Commercial Insurance Costs

We all need insurance, but it is nonetheless expensive. Commercial organizations require good insurance in order to survive, as they … Read more

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When Can Medicate Cover Nursing Home Costs?

Many families struggle understanding the complex requirements to qualify for Medicaid nursing home care. The language can be confusing, nursing … Read more

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How to Keep Your Small Business Protected

While most larger companies have entire departments dedicated to the protection of their business, smaller businesses are often left to … Read more

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Leave a Legacy With Life Insurance

Many people are of the opinion that it is important to leave a legacy when they pass from this life. … Read more

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Tips on How to Save on Life Insurance Premiums

Estimating Insurance Coverage Requirements

No matter whether you’re single or wedded, you’ll have to find out your expenditures, and also … Read more

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Save a Life: Take a First Aid Course

Learning first aid is something touted by everyone from safety experts to nurses and doctors as being of the utmost … Read more

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Working Safely With Heavy Equipment

Have heavy equipment on a job site? Make it a safe to operate…

Running heavy machinery on a construction site … Read more

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Helping Injured Workers Return to Work

Workers’ compensation premiums represent a major personnel expense for most organizations. Injuries that cause employees to miss work are especially … Read more

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Making Safety First On Your Job Site

The Support of Management

Everyone in a position of authority—from the company owner to the job site supervisor—needs to put … Read more

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Watch Out For Candidates That May Abuse Benefits

Skilled employers demand top pay and benefits for their labor. The need to attract the best talent and employees means … Read more

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Improve Construction Workforce Management to Reduce Risk

 

In construction, efficiency matters. Companies that want the most from a project have to balance resources and deadlines to … Read more

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Tips on how to lower car insurance rates in 2018

Car insurance rates can be crippling, especially if you’re young, have been caught up in accidents, or if you’re not … Read more

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How to Keep Fit While Traveling

Summertime is a great time to move around and see the world. As a result, many people try keeping fit … Read more

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Why Continuity Planning Matters: Only 60% of Businesses Recover From Disasters

This year, hurricane season is in full effect. Businesses in the paths of Harvey and Irma dealt with significant impacts. … Read more

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Six Must-Know Blood Pressure Facts

According to the American Heart Association, high blood pressure, also known as hypertension, affects more than 80 million U.S. adults. … Read more

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Can You Leave Life Insurance to a Family Trust?

Q. You did a tale concerning leaving life insurance to an estate. What occurs if it’s left to a family … Read more

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Build Faster with Construction Tips from the Pros

Builders spend a lifetime perfecting their craft. Fortunately, some are willing to share some of their best tips and tricks. … Read more

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Watch out For These Payroll Tax Mistakes

If you run a small company or a large one… you have many responsibilities. One that can cause quite a … Read more

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Common Types of Construction Insurance Coverage and How To Select a Carrier

It is important to assess the risks associated with construction projects before looking for insurance. The policy limits and terms … Read more

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Protecting your Business from Natural Disasters – Top Three Tips

Business owners and residents in the US have faced some tough challenges in recent years, with multiple natural disasters causing … Read more

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Six Essential Questions for Your Life Insurance Agent

Six in ten people—or as many as 132 million Americans—have a life insurance plan in place to safeguard their financial … Read more

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Buying the Right Business Insurance

Business insurance is crucial if you are to protect your company from unforeseen forces in the future, whether they take … Read more

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Dispose of Documents to Prevent Identity Theft

Identity theft is increasing dramatically in the U.S. today. According to the Federal Trade Commission (FTC), consumers reported more than … Read more

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Construction Zone Fire Dangers

Between 2007 and 2011, US fire departments were sent out to an average of 5,120 fires taking place at construction/renovation … Read more

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The Basics of Business Insurance

Entrepreneurs have a lot to think about. It’s understandable if some have yet to obtain adequate commercial insurance for their … Read more

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What is The Ultimate Guerilla Marketing Tactic?

Amazon gets it. So does Salesforce. So does Etrade. Tesla? Yep, they get it too. Virtually all companies that exist … Read more

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Implementing Group Health? Watch For These Challenges

As the cost of living rises, more and more employers are looking to offer their employees group health insurance plans, … Read more

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Secrets to a Successful Retirement

A large number of people between 30-50 are ready to think about retirement. For many, retirement is a goal market … Read more

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The Future of Employee Health Insurance

The last two years have been a virtual health insurance battleground. The political fiasco surrounding the Affordable Care Act (ACA, … Read more

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Make Safety Performance Better in One Quick Step: Training Records

If you’re concerned at all about workplace safety then you must spend time thinking about your training records?

Why is … Read more

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How to Think of Exercise as Fun

The best way to ensure you meet your daily exercise goals is to want it. When we’re motivated to succeed, … Read more

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Important Insurance Moves When You’re Expecting

Nearly 4 million . That’s the number of babies (3,988,076 to be exact) born in the U.S. in 2014 according … Read more

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5 Construction Technology Trends to Watch

Although construction may not be the first industry you think of when we say “innovative technology”, the construction industry is … Read more

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Choosing a Vision Insurance Plan

Whether you’re nearsighted, farsighted or both, you’ve probably experienced sticker shock when paying for an eye exam, new eyeglass frames … Read more

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Top 5 Health and Safety Steps to Protect Younger Workers

A total of 30 young workers aged 15-24 died as a result of work-related accidents between 2012 and 2016, and … Read more

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Soap Up to Fight Germs

American author John Steinbeck once wrote, “A sad soul can kill you quicker than a germ.” While certainly a poetic … Read more

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5 health care predictions for the rest of 2018

In a recent New York Times interview, President Trump was quoted as saying the following regarding health plans:

“So now … Read more

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Active Shooter Preparedness

Preparing Your Workplace for an Active Shooter

It’s heartbreaking to acknowledge that violence in the workplace occurs. According to the … Read more

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How to Create an Energized Work Force

 

The notion of a 40-hour workweek is disappearing for many. 50+ hour work-weeks have become common. Many individuals go … Read more

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Hedging 7 big retirement risks

Do you have enough money to last you throughout your retirement? A cornucopia of circumstances could easily see your retirement … Read more

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Addressing Digital Eyestrain

Too much computer, phone, or e-reader use may harm your vision. Computer Vision Syndrome (also referred to as digital or … Read more

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Avoid Buyers Remorse When Shopping for Benefits

HR executives need to pay close attention to 3 essential components before selecting any health-plan.

* Choosing the right broker … Read more

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Fire Safety in The Workplace

Office fires are responsible for approximately hundreds of deaths each year and thousands of injuries. That’s according to the Occupational … Read more

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Workplace Safety & Corporate Culture Go Hand in Hand

Small-business owners rely on strong employees. The challenge for nearly all is finding strong employees, to begin with. Today firms … Read more

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Quick Life Insurance Review

How Examining Your Current Insurance Policy Can Save You Money

The costs of things usually increase with inflation, but the … Read more

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Is Your Industry Among Those with the Most Injuries?

Injuries can occur at any workplace—from minor sprains and strains to life-altering amputations—and happen more frequently than you may imagine. … Read more

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The Common Insurance Every Serious Construction Contractor Must Have

More often than not, construction insurance is necessary for each construction project. This kind of insurance typically offers coverage for … Read more

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Should You Be Worried About the Zika Virus?

Zika is a virus transmitted by the Aedes mosquito, a species that is common throughout the world. It may also … Read more

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OSHA Final Rule Modernizes Illness and Injury Data Collection

Earlier this year, OSHA issued a final rule to modernize injury data collection and reporting. While OSHA has required many … Read more

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Substance Abuse Could Be Costly for Your Business

You obviously don’t want your employees consuming alcohol or using mind-altering substances while they’re on the clock. However, have you … Read more

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Protecting Your Construction Workers from Active Shooter Events

As defined by the Federal Bureau of Investigation (FBI), an active shooter is an individual who is actively engaged in … Read more

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Ways to Protect and Secure Your Home While You Are Away

It’s easy to worry about your home when you’re away on a vacation or a business trip. Did you lock … Read more

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Add Lightning Safety to Your Emergency Action Plan

construction worker checking location site with crane on the background ** Note: Shallow depth of field

Outdoor work and lightning … Read more

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Protect Against Excavation & Trench Hazards

According to the American Federation of State, County as well as Community Staff members, one of the typical hazards associated … Read more

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4 Quick Strategies For Construction Profits

With a looming slowing in construction in 2019, its become increasingly important to maximize efficiency to ensure profitable construction projects. … Read more

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Three Reasons that Exercise Equipment May be Lying to You

You just spent an hour on the elliptical with your heart pounding and your body sweating up a storm. A … Read more

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Want to Save Time & Money? Choose Other Chemicals to Improve Workplace Safety

U.S. laborers put thousands of chemicals to work each day, many potentially harmful, but only a handful that are regulated … Read more

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Wrongful Termination

Although many states are fire-at-will states, there may be circumstances that allow legal action to proceed against employers. For example, … Read more

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Make Your Small Business Better by Avoiding These Mistakes

Being your own boss and starting a small business always sounds attractive as a prospect, but few people have the … Read more

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Insurance for pollution Is That a Real Thing

It may be hard to believe but pollution insurance not only exists – it could also save you a lot … Read more

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Four Reasons to Let Employees Work from Home

Today’s employees consider schedule flexibility an attractive benefit. According to a survey by FlexJobs , an online job search website, … Read more

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Financial Dangers of a Natural Disaster

Fires, floods, tornados, hurricanes, high winds, hail and lightning… Mother Nature has some serious weapons in her arsenal, and she’s … Read more

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Getting Started with Business Insurance

Businesses are subject to many of the same insurance risks as homes, and then some. Following a mishap, some business … Read more

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Think Carefully Before Imposing English Only Rules in The Workplace

A clothing store recently restricted three employees from speaking Spanish in the workplace. In turn, they sued stating that it … Read more

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Simple Ways to Protect Your Home From Fire

If you believe you’ll never experience a home fire, the odds are against you. The NFPA Fire Analysis and Research Division … Read more

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Getting the Right Car Insurance Coverage

Each auto insurance policy is a collection of policy options bundled together. The size, configuration, and protection for auto insurance … Read more

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You Need Flood Insurance

Mother Nature can throw one heck of a punch. And as residents on the East coast learned yet again with … Read more

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Six Top Tips for Home Protection

A big part of owning your own home, or even renting a property, is protecting it and your personal belongings … Read more

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Controlling Overtime Costs

In light of the Department of Labor’s (DOL) recent changes to overtime pay rules—issued on May 18, 2016—more business owners … Read more

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Tips that help you avoid business insurance mistakes

It’s essential to find the right business insurance for your company, especially if you manage a small business with limited … Read more

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4 Types of Business Insurance You Must Consider

As a busy owner (or manager) of a small business, the bulk of your energy is invested in ensuring your … Read more

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Watch Out for Deer

 

Fall is here in full effect and Winter is on its way. With the red and golden landscapes, hot … Read more

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What You Should Know About Business Owners Policies

There are many uncertainties in business life resulting in unforeseen challenges. Disasters happen all the time caused by from nature, … Read more

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What That New Car Really Costs…

If you’re looking to buy a new car, there’s an awful lot of factors to consider in addition to the … Read more

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Tips on Finding Home Insurance Savings

Have an apartment or a house? You naturally need home insurance. The challenge is most people get home insurance and … Read more

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Controlling Auto Insurance Costs

Does it feel like automobile insurance rates just keep increasing? It is part of a national trend. Blame increased accidents … Read more

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You Can Become a Better Boss

According to a 2015 Gallup survey of more than 7,000 U.S. workers, 51 percent of employees have quit a job … Read more

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Preventing Dog Bites

We love our dogs… the wagging tails… the kisses. And yet dog ownership has challenges. Dogs bite more than 4.5 … Read more

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First Time Getting a Home Insurance Policy? Here Are the Top Tips You Need…

Buying a home is one of the biggest decisions that you’ll make in your life. Not only does it free … Read more

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Hacking on The Rise

It is estimated that over half the companies currently operating in the United States have been the victim of cyber-attacks … Read more

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Is Pet Insurance Really Worth The Cost?

Owning a pet can be expensive. A well-bred puppy can easily cost $2,000+ for a desirable breed. Annual costs can … Read more

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Telling White Lies Can Void Your Car Insurance

Many motorists feel car insurance costs are higher than they want to pay. Rates are indeed on the rise. But … Read more

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Keeping Your Marketing Emails Out of the SPAM Folder

Do you use email to advertise your business? If so, those messages are subject to rules established under the CAN-SPAM … Read more

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Is Affordable Car Insurance for College Students Possible

We’ve all been there at some point – you’ve just passed your test, you’re excited to finally have some freedom, … Read more

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Check your Home Insurance to Be Sure You Are Protected From Disasters

Fewer than 22% of homeowners see changes in the environment or natural disasters as being an important factor to consider … Read more

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5 Key Actions in Case of a Ransomware Attack

Imagine this: you are seated at home working on your computer, either answering your email or polishing a work related … Read more

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Financial Dangers of a Natural Disaster

Fires, floods, tornados, hurricanes, high winds, hail and lightning… Mother Nature has some serious weapons in her arsenal, and she’s … Read more

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The Surprising Cornerstone to a Sound Financial Strategy

The success of a solid financial strategy might rest squarely on choosing the correct life insurance policy. Possibly due to … Read more

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Small Businesses Need Competitive Benefits Too!

It’s easy to think of benefits as something strictly related to “big business”. Most small business owners think that offering … Read more

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A Few Simple Steps to Manage Worker Stress

Stress is present in nearly all workplaces. Short-term stress is easily caused by high-pressure due dates, heavy overtime burdens, and … Read more

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Wildlife and Winter Driving

With leaves falling and cold temperatures filling the air, it’s time to pay extra attention to the road and to … Read more

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It’s As Easy As Apple Pie!

This is a fantastic time to rediscover apples. There are so many different tasty varieties. From an apple compote to … Read more

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4 Quick & Professional Tips for Quality Construction

Contractors invest a lifetime perfecting their craft. Some have shared their best techniques for making build projects better, faster, and … Read more

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Looking to Hire? Offer This Benefit to be More Attractive…

Disability insurance is a type of protection that pays a part of an individual’s earnings in case of disability. 65% … Read more

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4 Quick Tips on Business Insurance

Business owners have a lot on their plates. It’s unsurprising that many put off getting insurance for their small business. … Read more

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Ways to Cut Spending in Retirement

When you retire, depending on the retirement plan you put in place, you may find yourself with less disposable income … Read more

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Exercise Will Improve Your Memory!

A recent study from the Brigham Young University (BYU) has found that regular exercise is able to safeguard the brain … Read more

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Driving without Insurance Don’t!

If you’re a driver in the US, or many countries for that matter, you are required by law to have … Read more

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Diabetes and Cancer May be Linked

A new meta-analysis has found that people with diabetes have a higher risk of developing cancer than those without diabetes. … Read more

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401(k) Contributions Higher Than Ever

As Millennials begin to age and think about their future, we are currently seeing higher 401(k) contributions than ever before, … Read more

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4 Network Security and Privacy Risks Businesses Must Manage

When developing your security and data privacy strategies for the future, there are numerous vulnerabilities which you need to consider. … Read more

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Power Naps and Meals Don’t Always Help Shift Workers Make it Through The Night

If you’ve ever worked a job which involves night shifts, you’ll be all too familiar with the havoc it can … Read more

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Managing Investing Risk in Retirement

When you’re looking to save a nest egg for retirement, you need to make sure that you manage your investment … Read more

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Final Expense Plans for Patients with Terminal Illness

If a loved one is diagnosed with a terminal illness, needless to say, it is enormously difficult. If the person … Read more

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Managing Heat Stress in the Workplace

Heat exhaustion and heat stress are very real concerns for people who work in hot climates, especially if their workplaces … Read more

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The Insurance You Need After Retirement

After you retire, you need to make some major changes to your life, apart from the obvious ones. After you … Read more

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Biggest Reasons to Get Health Insurance

Health insurance is one of the easiest ways to protect your family (and yourself) in times of crisis in the … Read more

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Help Your Employees Think About Retirement Income

Employers need to encourage their employees to think about their retirement income now more than ever. According to experts in … Read more

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4 Concrete Reasons Construction Companies Need Business Insurance

Construction is an inherently dangerous business, constantly ranking at the top of the most dangerous industries to work in. Luckily, … Read more

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Limit Fatigue to Keep Workers Safe

Although the US is known for its romanticized “workaholic” culture, more and more workers are finding themselves becoming ill and … Read more

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What’s the Best Life Insurance For You

Who needs life insurance exactly? Is it just for middle-aged people who support a family? Life insurance could be a … Read more

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Why Your Business Needs Employee Benefits Liability insurance

You can offer your employees many benefits which make your business more attractive, including retirement accounts, shares in the company, … Read more

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A Reminder of How Tax Changes Have Impacted Employee Benefits in 2018

If companies want to remain competitive and attract talent, they need to offer both good salaries and good benefits too. … Read more

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When Investing in Life Insurance Makes Sense…

Life insurance is usually best purchased when you’re relatively young and healthy, although there are different kinds of life insurance … Read more

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What’s the Best Time to Shop for Home Insurance?

It’s hard to know when to shop around for your home insurance, as there are no set guidelines in place … Read more

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Retiring in 2018? Do This First.

If you’re thinking of retiring in 2018, here we suggest a few things which you should consider carefully before deciding … Read more

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Five Big Construction Site Hazards to Manage

Construction sites are inevitably dangerous places to work, housing a myriad of possible hazards and conditions which are conducive to … Read more

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The Continued Shift To Consumer-Directed Health Care

Data shows that more and more employers are shifting toward consumer-directed health care, as employers offering a minimum of 1 … Read more

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Being Heart Health at All Ages

Despite increases in medical technology and increased pushes for healthy lifestyles, heart disease remains the #1 killer in the United … Read more

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Retirement Planning Mistakes You Need to Avoid

Retirement can seem like it’s lightyears away, but the decades can creep by faster than you might suspect. As a … Read more

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Big Risks Impacting Workplaces in Late 2018

As times and technologies progress, there are more and more risks presenting themselves for US employers in 2018, as well … Read more

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Tackling Sexual Harassment – The Priorities for Creating a Safe Workplace in 2018

Sexual harassment is not a new topic amongst businesses, but it’s an incredibly important one. All men and women deserve … Read more

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Revealing the Secrets for the Best Retirement Now

Retirement is one of the biggest lifestyle changes that you’ll ever go through. Going from a committed timetable of work … Read more

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Take Control of Your Migraines by Changing What You Eat

Millions of people suffer from migraines on a regular basis. There are many reasons why the often-disabling event occurs, with … Read more

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The Top Employee Benefit Trends You Need to Know About in 2018

2018 has seen the prediction of many employee benefit trends that it’s essential to know about, whether you’re an employee … Read more

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Keeping Your Construction Workers Safe from Active Shooters – Top Strategies

Active shooter events are occurring on a far too regular basis. The average of active shooters was 6.4 per year … Read more

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It’s Time to Put an End to Heat Stress in the Summer Workplace

Workers face a number of risks every day, but when summer rolls around, there are a whole new set of … Read more

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Is It a Good Time to Retire? Retiring in 2018 or 2019

Retiring gives you the freedom to go out and pursue your dreams and finally have the time to really enjoy … Read more

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Getting the Most Back from Your Health Insurance in 2018

It’s understandable that you want to get the best service possible from your health insurance. Thankfully, there are a number … Read more

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Preventing Age Discrimination – The Importance of the Older Workers Benefit Protection Act

When a business has to lay off employees, for whatever reason, it’s essential that they give extra consideration to the … Read more

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The Rising Risks of Construction Work

Working in construction has undergone a dramatic change over the last 60 years. Since the 1960s and 1970s, when safety … Read more

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The Year in Healthcare: A Focus on Cost Management

It appears that cost management is of increasing importance to employers, with employers being willing to experiment with new ways … Read more

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I Have An Injured Employee: What Are My Responsibilities?

As an employer, you may be responsible for replenishing lost wages if one of your employees suffers a job-related injury. … Read more

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Workplace deaths on the rise; injuries/illnesses down

Workplace related deaths are rising as of last year while workplace illnesses have decreased. The top 3 non-fatal injuries being … Read more

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Best Travel Medical Insurance for Seniors

You may wish to do some international traveling during your golden years, but you may find yourself being charged ludicrous … Read more

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5 Ways to Eliminate Costly Employee Benefit Mistakes

Employee benefits can be costly for a small business, often increasing an employee’s base salary by as much as 40%. … Read more

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What You Need to Know Before Buying Business Insurance

There are many reasons why a business may choose a less-than-adequate insurance policy. Business owners may be looking to save … Read more

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Wellness Program Ideas Worth Leveraging

A healthy and happy workforce is key to controlling costs in the workplace. By reducing stress and emphasizing wellness, employees … Read more

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For a Better Night’s Sleep, Do This

Did you get at least seven hours of top quality sleep last night? If your response is no, you’re not … Read more

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Are you a Woman? Don’t Ignore This…

Heart disease is a significant issue for women… And many women disregard the symptoms and signs of cardiovascular disease… or … Read more

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Do You Need a Workplace Anti-Bullying Policy?

Workplace bullying is a growing concern in the U.S. 96 percent of American employees report having experienced work related intimidation … Read more

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Carefully Designate Life Insurance Beneficiaries to Avoid Challenges

Many people get life insurance. And one of the biggest mistakes they make is in picking beneficiaries. You are free … Read more

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How to Leverage America’s Aging Workforce in Your Business

The job market is tightening. Finding great workers is getting more difficult. Yet if you set age aside, there’s a … Read more

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Do This When Workplace Accidents Happen

Office mishaps happen. They happen regularly and some are severe. OSHA requires employers to take all reasonable actions to protect … Read more

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5 Tips for Saving Money on Employee Benefits

 

Employees’ loyalty is greatly enhanced when their employer offers them decent employee benefits. However, offering benefits can be a … Read more

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5 Workplace Safety Mistakes You Should Avoid At All Costs

The Occupational Safety and Health Administration (OSHA) compels employers to ensure that their employees’ working environment and conditions are safe … Read more

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Getting Health Insurance When You Retire

Those of us who have had lengthy careers with good employers have most likely never needed to worry about health … Read more

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Top 10 Workplace Safety Guidelines

A safe workplace is a function of how the management and workers of an establishment adhere to and communicate safety … Read more

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Preventing Future Auto Insurance Problems

Choosing the right insurance policy can be an excruciating process for many people, and they try as fast as possible … Read more

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5 Insurance Tips to Help You Protect Your Small Business

According to statistics, there are 28 million small businesses in the United States, which account for 54% of all sales. … Read more

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Carrying Enough Life Insurance?

The success of a financial plan may rest on selecting the right life insurance policy. The best-laid plans can be … Read more

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Tips for Building More Efficiently this Year

It’s shaping up to be a busy year for building. Already, construction companies and tradespeople are finding ways to stay … Read more

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Save More for Retirement with Term-Life Insurance

There’s a new way to save for retirement. For years, many experts have suggested saving for retirement utilizing life insurance … Read more

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Businesses of All Sizes Should Think About Benefits

Benefits are for small businesses too. For many small business owners, benefits seem cost prohibitive. In the interest of short-term … Read more

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WS – Managing Workplace Stress

Feeling a little frazzled at work? You’ve got company. Americans are dealing with increasing levels of stress in the workplace … Read more

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Part-Time Jobs for Active Retirees

More people are working during retirement. For an increasing number of retirees, working a part-time job post-retirement is becoming the … Read more

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Tips for Stretching Retirement Savings

A growing number of retirees are struggling to make ends meet. An estimate by the National Institute for Retirement Security … Read more

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Place Safety First and Avoid Injuries in the Workplace

This past year, employees across the nation suffered debilitating injuries in the workplace. For many, injuries led to amputation and … Read more

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5 Surprises About Retirement

Retirement is supposed to be a life of leisure, or at least so the commercials say. While retirement signals the … Read more

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6 Steps to Take Following a Vehicle Collision

Vehicle collisions happen each day to drivers of all ages. They are part of life in big cities and small … Read more

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Overcoming Digital Eyestrain

The modern world is damaging eyes. Prolonged exposure to computer screens, phones, tablets and other digital devices can damage vision. … Read more

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7 Tips for Saving on Healthcare

Savings are always welcome, especially for seniors living on a retirement income. For annual healthcare spending, small savings can add … Read more

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Update Home Insurance & Cover Natural Disasters

Homeowners are taking too many risks with insurance coverage. According to a recent study by the National Association of Insurance … Read more

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Want to Know if Your Employees are Happy? Ask!

The average American employee spends almost 25% of each week at the office. Add a commute and overtime and that … Read more

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It’s Time to Get Tailored Construction Insurance

In the construction industry risk is inherent. Those able to assess and mitigate risk increase their chances for success. On … Read more

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Disability Insurance as a Safety Net

Disability Insurance Form Contract Concept

People are natural optimists. For most unthinkable situations the general response is: “it can’t happen … Read more

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Personal Auto Policy Voided Because of Business Driving

Entrepreneurs utilizing personal vehicles for business may want to consider extra insurance protection. Making deliveries and service calls with personal … Read more

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Getting Your Prescriptions During a Disaster

During Hurricane Harvey thousands of rooftop evacuations were performed, some on live television. Those rescued took whatever they could grab … Read more

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Have an Import Export Business Get This Insurance

Caring for staff is an important part of running a company. Depending on the state, insurance regulations vary. Standard business … Read more

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The Silica Standard Fully Enforced

Construction builders will want to hear this: OSHA’s Directorate of Enforcement Programs is getting serious about the silica standard. In … Read more

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An Apple a Day…

There is something about fall and apples. Apple cider, apple pie, and the most fun of all: apple picking. Apples … Read more

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Getting Insurance to Cover Rehab

Parity legislations such as the Paul Wellstone and also Pete Domenici Mental Health And Wellness Parity and Addiction Equality Act … Read more

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Why Safety Issues Go Unreported

Most people go to work expecting a safe workplace. OSHA messages abound recommending safety tips and encouraging reporting of safety … Read more

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Coping With Age Bias When Looking For a Job

For adults on the job hunt, age presents a challenge. Switching careers and re-entering the workforce are challenges enough to … Read more

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The War For Talent is Entering New Territory

Perks are a hot topic for people in the workforce. It’s true that job security and high income always rank … Read more

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Always Work With a Net

Entrepreneurs spin a lot of plates. Gathering licenses, building inventory, and engaging potential vendors are several of many things involved … Read more

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Are You a Parent? 5 Things to Know About Life Insurance Now

Parents want the best for their children. Creating a future for kids takes effort and for single parents, the responsibilities … Read more

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Supervisors Are Responsible for Safety

Supervisors have a lot to keep track of. Management means more than assigning work. Managers maintain a list of responsibilities … Read more

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Making Workers Safe With Guardrails

Construction sites are active environments. Active transfer of people and materials creates the potential for anything to happen. Site safety … Read more

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Education Benefits Pay Dividends

Student debt creates challenges for persons in the workforce. Employees saddled by debt may change positions often, looking for better … Read more

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Active Shooter Preparedness

The recent shooting in Vegas is a grim reminder: active shooter scenarios occur all too often. According to the Department … Read more

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Get Extra Help For Prescription Drug Costs

For people taking prescription medications costs are a priority. Those facing increased costs may turn to methods such as taking … Read more

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Special Considerations For Women Ready to Retire

Women have more to think about planning for retirement. On average women live longer lifespans than men. Men reaching age … Read more

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Does my Auto Policy Protect Me in a Rental Car?

Drive it like a rental, right? Only if you have insurance coverage! Renting a car the question comes always up: … Read more

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Underinsurance in Small Business

Recent studies many small businesses have inadequate insurance coverage. Often, business owners don’t find out until they need to make … Read more

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Investing Via Life Insurance?

Life insurance policies exist to provide a layer of financial security for the beneficiaries left behind. Policies are generally built … Read more

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Improve Construction Workforce Management to Reduce Risk

Building and construction managers know the importance of an effective workforce. In the trades, time is money. Businesses that want … Read more

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In 2018, Medicare Premiums Likely to Decline

For the first time in five years monthly Medicare costs are expected to go down. Prescription drug coverage under Medicare … Read more

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Offering Attractive Benefits Means Incorporating Financial Wellness

Employees want more than a job, they want financial security and well-being. Benefits are a big concern for employees and … Read more

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Building a Home or Remodeling Get Builders Risk!

 

Nearly every homeowner insures their home against fire, burglary, and the usual risks. The catch? Often, their insurance only … Read more

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Have a Student Loan Consider Life Insurance!

Many recent graduates are usually weighed down by thousands in college loans. In fact, about 40% of students usually owe … Read more

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Substance Abuse in Construction on The Rise

Construction sites might not be as safe as you think! A recent Substance Abuse and Mental Wellness Services Management survey … Read more

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What Women Ignore May Kill Them

When catching up on women’s health don’t fall behind on cardiovascular disease. Too often, women and their doctors ignore the … Read more

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Workplace Violence is On The Rise: What You Can Do

News of disgruntled employees seeking revenge against employers and coworkers is on the rise. More and more, employees use violence … Read more

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Watch Out For This Before Renting Your Home

Many homeowners are making extra income renting their homes out short-term. Most don’t know the increased insurance risks this carries … Read more

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New Construction Safety Helmets Coming

Hard hats have long been a staple safety item for the construction industry. For years, builders and tradespeople have relied … Read more

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Dealing With Stress at Work

Do you feel anxious and overwhelmed at your job? You’re not alone. In 2014, the Harvard T.H. Chan School of … Read more

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Required Employee Benefits

Employee benefits are important to workers, their dependents, and their families. The benefits offered by your company can be a … Read more

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Doctors Can Help With Prescription Costs

Most patients between 50 and 80 don’t talk to their doctor about their prescription costs. Most trust their doctor’s recommendation, … Read more

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Adding a Teen Driver? Do This

Recent findings by experts in the insurance industry show that the cost of including a teen on a car insurance … Read more

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Wages On The Rise Due to Competition

In the United States, studies have shown that the labor market continues to expand with more jobs available for the … Read more

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Helping Construction Workers Beat The Heat

During the hot summer months, construction moves into overdrive. Workers in this industry are grateful for the work… and may … Read more

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New Medicare Cards For 2018

New Medicare cards being released in 2018 will no longer carry Social Security numbers. This change was developed to make … Read more

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Small Businesses & Benefits: What You Need to Know

If you run a business with employees, employee benefits are a matter of major concern. Small, medium, or large company … Read more

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Can You Buy Life Insurance With a Pre-Existing Condition?

Having a pre-existing health condition such as heart disease, hypertension, diabetes, cancer, kidney or liver disease does not necessarily mean … Read more

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Workplace Injuries Rise When Companies Under Financial Pressure

* At a steel mill located in Seguin, Texas, a worker suffered burns to an area greater than 60% of … Read more

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Defend Against Dementia With These Lifestyle Changes

A newly released study shows a marked increase in deaths from Alzheimer’s disease. The number has jumped from 16.5 deaths … Read more

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Offering Life Insurance As a Benefit is Becoming Popular

Employers are finding it increasingly advantageous to offer a life insurance benefit to their employees. It has immense value for … Read more

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Dealing With Suspension Trauma

Envision this situation: A building employee is changing shingles on the roof covering of a two-story house 20 feet over … Read more

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Cyber Insurance: What is it? Do You Need it?

Technological advancements have revolutionized the way online advertisements, promotions, and shopping are done. This has brought immense benefits to companies, … Read more

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How Allowing Telecommuting Can Benefit Your Business

Innovation makes it much easier than ever before for your workers to be efficient while working from house or anywhere … Read more

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Top 5 Insurance Products All Startups Must Have

Start-up companies are popping up quickly in today’s fast-paced world and entrepreneurs often find that they’ve forgotten to get essential … Read more

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Workplace Safety Principles You Can Count On

As a leading manufacturer Boeing offers a great example of putting workplace safety into practice. And Boeing has come a … Read more

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Why a Good Driver May Still See Auto Rates Go Up

Many motorists have noted, with justifiable concern, that car insurance costs went up by a significant margin in 2016. A … Read more

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Diesel Exhaust Dangers

Equipment that runs on diesel is quite common in a number of industries. This includes construction sites, mining, farming, maritime … Read more

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Employee Benefits Technology Draws Better Talent

It’s extremely important for SMBs and startups to choose and employ benefit technologies for providing employees with the right benefit … Read more

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What to Know About Safety & Legalized Pot

Because cannabis legalization is expanding across the United States, many companies are concerned about how to go about drug testing … Read more

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Do You Need Disability Insurance?

Imagine for a minute that you run quite a bit as a part of your daily routine. You think you’re … Read more

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Tracking Down Life Insurance of a Loved One

The Insurance policy Commissioner’s Office is trying to make it much easier for Georgians to track down as well as … Read more

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The Grandparent Scam

American senior citizens have become the target of vicious scammers who pretend to be their grandchildren. One such victim is … Read more

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The Hazards of Scaffolding

Structure scaffolding for work projects could provide many serious threats to employees. Inning accordance with OSHA, injuries connected to scaffolds … Read more

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Keeping Active as a Senior

GRAND RAPIDS, MICH. – As we get older our bodies begin to slow down as well as obtain stiffer, so … Read more

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Getting The Right Amount of Life Insurance

Life insurance is a valuable investment for your dependants or anyone you have chosen as a beneficiary. If you are … Read more

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How to Keep Yourself Safe From Fraud

Your house is your castle and it is the number one target for fraudsters. Your house is one of the … Read more

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Separating Truth From Fiction With Employees

Philip Maltin, who was discussing the ways of spotting liars at the Society for Human Resource Management’s Skill Monitoring Conference … Read more

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Keeping Workers Safe From Fire Risk

Although most areas of the country have excellent fire departments, fires are still responsible for huge losses of jobs and … Read more

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Giving Rewards to Increase Motivation

Recognizing an employee’s talent and rewarding them is a simple way to increase motivation. American Express recently conducted a survey … Read more

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Dealing With Lead Exposure in Construction

Due to its low cost and stability, lead was commonly used in construction and plumbing until the late 19th century.… Read more
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Americans Surprising Agreement on Inclusion of Mental Health Benefit in Insurance

In the hot debate about healthcare in the U.S. there appears to be one common thread. Research shows that 77% … Read more

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Skylights are Hazards Worth Protecting Against

Did you know that OSHA requires roofers and other construction workers to secure and protect skylights and open roofs? In … Read more

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Why Having an Ergonomic Chair Matters

Consider your work chair. Is it comfortable and also supportive? Do you feel healthy being in it? Is it steady?… Read more

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If You Are Older, A Little Extra Fat Can be a Good Thing

Yes, it’s true. There are buffets that can cause the most disciplined dieter to succumb to temptation. They entice us … Read more

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Life Insurance is Difficult to Talk About… But a Divorce Makes a Conversation Necessary…

Divorces are painful. They can cause emotional harm to all participants. For example, imagine what might happen if a current … Read more

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It’s Only Concrete…

As a contractor, concrete is one of those materials that is worked with pretty often. It’s easy to forget that … Read more

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So, how much insurance do you need for your new business?

Opening up shop? Wondering what kind of insurance coverage you might need? Chances are you’ll likely need to protect yourself. … Read more

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Automobile insurance rates are on the way up because of distracted driving…

More drivers are taking their eyes off the road. They are being distracted by mobile devices and it is resulting … Read more

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Paid Family Leave a Standard Benefit?

Both left and right have suggested concepts for paid family leave. This is an outcome of the fact that most … Read more

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Suddenly Becoming a Caregiver is a Shock

…They cared for you when you were young… but now your parents need your help.

…Your husband managed the bills… … Read more

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“Shocking” Electrical Risks Lurk in Offices

When one thinks of places to run into electrical hazards, the office isn’t the first place that comes to mind. … Read more

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Encouraging Healthy Eating in the Workplace Pays Dividends!

Have you thought about a workplace wellness program? They can be extremely helpful in creating a happy & healthy workforce. … Read more

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Easy Workout Tips for The Young at Heart

Dwayne Johnson aka “The Rock” spends about 2 hours a day, six days a week just at the gym. That … Read more

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Abrasive blowing: Manage the threats

Abrasive blasting is an important method in construction to handle a number of tasks: Preparing a surface for paint, applying … Read more

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Ten of The Biggest Medicare Mistakes You Can Make

Medicare can be difficult to navigate for folks who are new to the system. More than 10,000 individuals find their … Read more

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Watch Out For Being Over-Insured With These Handy Tips

Here’s one of the core things we help our clients with. Understanding how to minimize personal economic dangers via insurance … Read more

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Why Paying Attention to Mental Health Pays Dividends for a Small Business

Here’s a surprising statistic. In 61% of all work places, anxiety is present in a big way. In turn, this … Read more

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Brief Walks Are a Big Benefit to Workers That Sit All Day

Scientists at the University of Utah have submitted a study to the Clinical Journal of the American Society of Nephrology. In it … Read more

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Reduce Workers Comp Claims! Insist on Safe Ladder Practices…

Ladders are a fundamental tool in construction. They are so commonplace it is easy to forget they are potentially hazardous. … Read more

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Best of 2016: Health Tops Retirement in Financial Resolutions

Life expectancy is increasing, Social Security benefits are shrinking, and a recent study shows that 54 percent of Americans have … Read more

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What is The Ultimate Guerilla Marketing Tactic?

Amazon gets it. So does Salesforce. So does Etrade. Tesla? Yep, they get it too. Virtually all companies that exist … Read more

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Best of 2016: Is Your Industry Among Those with the Most Injuries?

Injuries can occur at any workplace—from minor sprains and strains to life-altering amputations—and happen more frequently than you may imagine. … Read more

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Best of 2016: Four Ways to Get More Enjoyment Out of Your Retirement

Less than half of retired Americans are very satisfied in their retirement according to a new study by the Employee … Read more

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Best of 2016: Even the Young and Healthy Need Health Insurance

While it’s true that health issues tend to multiply with age, even young people can find themselves in need of … Read more

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Best of 2016: Are You Prepared for the DOL’s New Overtime Rule?

As of December 1, 2016, millions of additional American workers will be eligible for overtime pay. The new Department of … Read more

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Can You Earn More When Your Job Schedule is Crammed?

Can you earn more when your job schedule is crammed with projects?

Remember when the economy was slow? Contractors tried … Read more

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Insurance Coverage Linked to Cancer Survival Time

Two independent studies that looked at two different cancers came to similar stunning conclusions. Individuals with private insurance were found … Read more

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Mitigate Your Exposure to ACA Penalties

While the current political landscape suggests changes may be looming for the Affordable Care Act, it is important to ensure … Read more

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Do You Value Efficiency Over Safety

Do you value efficiency over safety? At least 33% of your workforce thinks so…

The National Safety Council recently completed … Read more

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Tips How To Save On Home Insurance

If you own a home or condo, having a home insurance policy is required. But once you have it, most … Read more

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What Happens When Social Security Disagrees With You?

Did you know that you have rights to appeal decisions made by the Social Security Administration on your behalf?  It’s … Read more

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Using the Wallet to Healthy Change Stick

You feel like you’ve tried it all to get fit. You wear a device to monitor your sleep and your … Read more

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Compliance Priorities for Next Year’s Benefits Plan

Open enrollment for individual and family healthcare plans for 2017 is rapidly approaching. It begins on November 1, and many … Read more

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How to Jump-Start Your Second Career

Whether you’ve been out of the workforce for a while due to caregiving duties, or are a retiree who craves … Read more

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Factors that Affect Homeowner’s Insurance Rates

Unlike motor vehicle insurance, homeowner’s insurance is not required by law. However, if you purchased your home with a mortgage, … Read more

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Should You Install Electronic Door Locks?

Traditional house keys may soon go the way of rotary phones thanks to new lock technology. From fingerprint sensors to … Read more

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Four Ways to Get More Enjoyment Out of Your Retirement

Less than half of retired Americans are very satisfied in their retirement according to a new study by the Employee … Read more

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OSHA Maximum Penalties Increased August 1

On August 1, the Occupational Safety and Health Administration (OSHA) increased the maximum assessed penalties for violations for the first … Read more

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Best Ways to Prevent Arthritis

 

According to the Arthritis Foundation , more than 50 million U.S. adults have doctor-diagnosed arthritis—a number that is expected … Read more

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Are You Prepared for the DOL’s New Overtime Rule?

As of December 1, 2016, millions of additional American workers will be eligible for overtime pay. The new Department of … Read more

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Taking the Guilt Out of Taking Time Off

Americans are notoriously bad at taking vacations. According to a study commissioned by Project: Time Off, 55 percent of workers … Read more

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New Construction Workers at Higher Risk

According to the Bureau of Labor Statistics 2014 Census of Fatal Occupational Injuries, there were 874 fatal work injuries in … Read more

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Add Lightning Safety to Your Emergency Action Plan

Outdoor work and lightning danger often go hand in hand. According to the National Weather Service, 34 percent of the … Read more

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How do You Handle Mental Health Issues at Work?

Mental illness affects more of your workforce than you may realize. According to the National Alliance on Mental Illness , … Read more

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Not Ready for Full Time Retirement? You Have Options

Full time retirement by the age of65 is no longer the tradition it once was. According to the Employee Benefit … Read more

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Even the Young and Healthy Need Health Insurance

While it’s true that health issues tend to multiply with age, even young people can find themselves in need of … Read more

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All Too Common Hearing Loss Myths

Hearing loss—defined as a gradual or sudden decrease in how well you are able to hear—is one of the most … Read more

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Essential Habits for a Better Night’s Sleep

Did you get at least seven hours of quality sleep last night? If your answer is no, you’re not alone. … Read more

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Tips to Protect Your Workers from the Zika Virus

Mosquito bites are downright annoying. Caused by a mild immune system reaction to proteins in the saliva of female mosquitos, … Read more

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Cut Healthcare Costs without Cutting Benefits

 

According to PwC’s Health Research Institute, medical costs in the U.S. will increase 6.5 percent in 2016. Benefit plan … Read more

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Cut Healthcare Costs without Cutting Benefits

 

According to PwC’s Health Research Institute, medical costs in the U.S. will increase 6.5 percent in 2016. Benefit plan … Read more

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New Injury Reporting Requirement Serves Its Purpose

As of January 1, 2015, the Occupational Safety and Health Administration (OSHA) has required employers to report severe work-related injuries—such … Read more

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Protecting Construction Workers from Unexpected Falling and Flying Objects

UFOs are a daily danger for construction workers, though we’re not talking about visitors from other planets. According to the … Read more

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Is Your Home Over- or Under-Insured?

Shoes that are too tight can hurt your feet. Pants that are too loose will fall down. Whatever clothing you’re … Read more

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Have You Discussed End-of-Life Care with Your Family?

Some topics are understandably difficult to broach, from telling your boss she has broccoli in her teeth to educating your … Read more

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Seven Ways to Save with Senior Discounts

Many Americans are financially unprepared for retirement. According to the Economic Policy Institute’s latest study , nearly 50 percent of … Read more

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Small Business Lawsuit Trends

In 2008, U.S. small businesses paid $105.4 billion in tort liability costs according to the U.S. Chamber Institute for Legal … Read more

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Should You Use OSHA’s On-Site Consultation Program?

In 2015, the Occupational Safety and Health Administration’s (OSHA) on-site consultation program helped 27,871 small and medium-sized businesses to identify … Read more

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Questions to Ask Before Passing a Car Down to Your Child

 

Your teenager just got his or her driver’s license and is begging you for a car. You’ve been thinking … Read more

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Aging’s Effects on Financial Decision Making

Graying hair, shrinking bones and weakening muscles are all natural side effects of the aging process. But did you know … Read more

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Proposed EEOC Pay Reporting Rules

Each year the Equal Employment Opportunity Commission (EEOC) collects data on the race, ethnicity, sex and job category of private … Read more

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Construction Risks You May Not Have Considered

While construction spending in the first two months of this year ($157.1 billion) was 11.2 percent higher than it was … Read more

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OSHA Restrooms and Sanitation Requirements

According to some estimates, as many as 700,000 U.S. adults are transgender—meaning they identify as a gender that is different … Read more

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Pros and Cons of Employee Feedback Surveys

Every business owner knows it’s important to give his or her employees feedback regularly. In fact, doing so can reduce … Read more

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Are Your Office Workers Practicing Proper Ergonomics?

Does your team complain about neck or back pain? Do you often have employees out sick due to headaches? According … Read more

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Wrap-Up (Consolidated) Insurance Basics

If you’re a construction business owner, you know you need to have insurance in place to protect you from financial … Read more

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Health Tops Retirement in Financial Resolutions

Life expectancy is increasing, Social Security benefits are shrinking, and a recent study shows that 54 percent of Americans have … Read more

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Five Subtle Signs of Dementia

According to the Alzheimer’s Association , dementia is a term commonly used to describe a wide range of symptoms associated … Read more

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Is it a Cold… or Something More?

Sniffling, sneezing, coughing, aching, stuffy head andfever are more than just the list of common cold symptomsrattled off in every … Read more

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Insurance Coverage as Your Car Ages

In order to legally operate your motor vehicle in the U.S., you must have a car insurance policy in place. … Read more

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Preventing Violence in the Workplace

Last September, the Bureau of Labor Statistics released the preliminary results of the 2014 National Census of Fatal Occupational Injuries. … Read more

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Subcontractor Safety Management

On a construction jobsite, safety is everyone’s responsibility. Rules established by the Occupational Safety and Health Administration (OSHA) state that … Read more

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Are You Providing the Benefits Your Female Workforce Wants?

The number of women working in American businesses is continually increasing. According to data from the Bureau of Labor Statistics … Read more

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Prevent Common Household Leaks

 

It’s no secret that household water leaks are bad for the environment. According to the Environmental Protection Agency (EPA), … Read more

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You Are Not Too Young for Life Insurance

 

According to the Centers for Disease Control and Prevention, there were 2,596,993 deaths in the U.S. in 2015. Leading … Read more

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Understanding the Required Minimum Distribution

A required minimum distribution, or RMD, is the minimum amount one must withdraw from an IRA or retirement account each … Read more

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Retirement Planning Benefits: Employers and Employees Both Win

 

Retirement concerns are on the minds of many Americans. According to the National Institute on Retirement Security, a non-profit … Read more

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A Noisy Occupation: Protecting Construction Workers from Hearing Loss

According to the Occupational Safety and Health Administration (OSHA), 30 million people in the U.S. encounter hazardous noise levels on … Read more

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Workplace Illnesses and Injuries Continue to Decline

The Bureau of Labor Statistics’ most recent Survey of Occupational Injuries and Illnesses was full of good news. Despite the … Read more

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Eliminate Employee Training Mistakes

Do you include employee training and development in your benefits package? You should—research has revealed that workers consider such benefits … Read more

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Solid Employee Benefits Retain Happy Workers

Recently, the Society for Human Resource Management (SHRM) conducted several surveys of their members. In one, 20 percent of organizations … Read more

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    Get In Touch

    8605 Broadway, Merrillville, IN, 46410

    [email protected]

    Phone: 219.865.6447

    Fax: 219.865.6443

    Coverage

    Employee Benefits

    Business Insurance

    Personal Insurance

    About Us

    Blog

    Testimonials

    Connect

    Privacy Policy

    All rights reserved 2021 © Meyers Glaros Group