An auto insurance policy encompasses many coverages that work together to help provide financial protection. One such coverage is uninsured/underinsured motorist (UM/UIM) insurance. This may help cover car repairs and medical costs for you and your passenger if the driver at fault doesn’t have enough insurance or doesn’t have auto insurance at all.

Your credit score can play a significant role in your financial well-being. Many financial institutions will look at your credit score when you apply for a loan, a mortgage or a credit card. A low credit score could make it more difficult for you to borrow money or open a credit card account. It could also contribute to higher interest rates and higher insurance premiums.