Like most people, you may have seen your car insurance premiums increase this year even if you haven’t had any auto accidents in the past 12 months. The personal car insurance industry is currently in a hard market, meaning the price of insurance is higher than usual.

Auto insurance costs are on the rise across the country due to inflation, increased claims and rising repair costs. Personal auto insurance premiums are expected to go up 7% during 2023. Therefore, customers like you are looking for ways to lower their insurance costs.

Winter weather can cause dangerous road conditions. In 2020, 374 fatal crashes occurred in winter driving conditions. Driving cautiously and understanding what to do in an emergency are key to staying safe this winter.