Homeowners insurance is a critical financial tool that provides protection for your home and personal belongings. It safeguards your investment against unforeseen events, offering peace of mind in the face of potential risks. This guide covers various aspects of homeowner's insurance, from its cost to the coverage it provides.

The past year saw a continuation of many difficult conditions still affecting the homeowners insurance market today. The inflation spike during 2022 reverberated throughout the U.S. economy, and supply chain issues and labor shortages continued to impact the cost of construction.

Homeowners living in states that typically have more natural disasters, such as wildfires and hurricanes, are experiencing rate increases. Those in disaster-prone areas may see steep home insurance premium increases in the near future.

Homeowners insurance continues to be one of the essential types of coverage acquired and maintained by Americans in 2023. However, while these policies may be integral components of homeowners’ insurance portfolios, being common should not be mistaken for uncomplicated.

Homeowners insurance is an integral part of financially protecting yourself and your home. However, a recent study of 2,000 Americans found that 45% have had a claim denied due to improper coverage and 65% do not fully understand their policies.

Exercise is a great way to combat stress, maintain a healthy weight and boost your energy. But attempting to do too much too quickly can cause injuries. To keep your workouts injury-free, be sure to add warming up, cooling down and stretching to your exercise routine.

Home insurance loss costs and frequency across all perils fell in 2021 from the year prior, but severity increased by 7%, according to the 2022 LexisNexis U.S. Home Trends Report. LexisNexis noted that insurance professionals should not be deceived by the one-year dip. The report, which analyzes data spanning seven years, shows a steady increase over time.

Although it can be a difficult topic to broach, it’s important to talk to your teenager about drug and alcohol use. By establishing open communication in your household, you can help your child make wise decisions when confronted with these temptations.

Lower back pain is one of the most common health conditions in the world, as well as a leading cause of disability. According to the American Chiropractic Association, 1 in 4 adults will experience lower back pain for at least one day during a three-month timespan.

Spending time outdoors is a wonderful way to bond with family and friends, and enjoy nature. But before you head into the great outdoors, you need to be aware of a danger lurking in the woods—Lyme disease.

U.S. homeowners insurers paid out $1.31 billion in claims caused by lightning damage last year, down 36.5% from 2020, according to a report by the Insurance Information Institute (III). The total number of lightning-caused claims and the average cost per claim also fell year over year.

Summertime comes with increased temperatures and more time outdoors. Hot and humid weather can make it more challenging for your body to cool down.

May is Mental Health Month. Mental health includes emotional, physiological and social well-being—and the state of your mental health can affect your overall health and quality of life.

While winter driving conditions can be particularly treacherous, spring also presents its own unique challenges for driving. Rain, new road construction projects and increased motorcyclists can all create risks for drivers.

According to the Centers for Disease Control and Prevention (CDC), about 19.2 million American adults over the age of 18 were diagnosed with hay fever, also known as allergic rhinitis, in the last 12 months. Hay fever can cause cold-like symptoms like congestion, sneezing, runny nose, itchy eyes and sinus pressure.

It’s never too early or too late to prioritize eating a well-balanced diet or form healthy dietary patterns. A dietary pattern is what humans habitually eat or drink that contributes to overall health.

Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also make individuals more susceptible to cybercrime.

In the United States, 1 in 4 deaths results from heart disease. Heart disease can include arrhythmias, heart failure, heart attacks and strokes. February is American Heart Month, and in honor of this national health observance, take some time to learn more about cardiovascular disease.

The new year is here, which means millions of Americans are making their yearly resolutions. Making resolutions each year is easy, but sticking to them can be stressful.

It is of little surprise that the holidays can be a significant source of stress for many Americans. Financial strains, pandemic concerns and shipping delays of highly anticipated gifts can add to holiday stress levels.