Homeowners insurance is a critical financial tool that provides protection for your home and personal belongings. It safeguards your investment against unforeseen events, offering peace of mind in the face of potential risks. This guide covers various aspects of homeowner's insurance, from its cost to the coverage it provides.

Homeowners insurance continues to be one of the essential types of coverage acquired and maintained by Americans in 2023. However, while these policies may be integral components of homeowners’ insurance portfolios, being common should not be mistaken for uncomplicated.