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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
May Inflation Drops to 4% Year-over-Year Increase, Signaling Inflation May Be Cooling
The U.S. Bureau of Labor Statistics (BLS) reported that the consumer price index (CPI) rose 4% year over year in May, a significant decline from 4.9% in April. This is the lowest annual pace since 2021 and slightly below economists’ expectations of a 4.1% increase, according to Refinitiv, global provider of financial market data and infrastructure. The latest reading marked inflation’s deceleration for the 11th consecutive month, an encouraging sign for Americans and the Federal Reserve (Fed).
2022 a Record High for Jewelry Crimes
The Jewelers Security Alliance (JSA) says crimes against U.S. jewelers last year hit their highest number the trade association has ever recorded, resulting in $129.4 million in losses. According to the JSA 2022 Annual Crime Report, 2,211 jewelry crimes (compared to 1,687 in 2021 and 1,718 in 2020) resulted in an 84.6% increase in dollars lost from the $70.1 million recorded in 2021. The total amount lost from crimes against jewelry firms reported to JSA reached $2.5 billion over a 21-year period.
Anxiety Disorders and Panic Attacks
It’s common to feel worried or scared sometimes. But feelings of intense fear or worry can build to unhealthy levels, making it challenging to complete daily tasks. Overwhelming emotions of distress and worry can also be indicative of anxiety disorders or trigger panic attacks. Although both may begin with similar feelings of distress, key differences exist.
FDA Approves First Over-the-Counter Birth Control Pill
On July 13, the U.S. Food and Drug Administration (FDA) approved Opill, the first over-the-counter (OTC) birth control pill available in the United States. This approval comes six decades after daily birth control pills were first introduced in the country.
Avoiding Contractor Scams Following Storm Damage
Homeowners may have to manage significant losses and complicated processes after a significant weather event. While trying to get back on their feet and return to a sense of normalcy as quickly as possible may be tempting, it’s essential to be thorough and diligent in navigating the recovery process.
Live Well, Work Well | July 2023
At some point throughout the summer, you may spend time outside with family and friends at a picnic or backyard barbecue. If you aren’t careful about handling foods and beverages during these cookouts, you’re putting yourself and others at risk for potential food-related illnesses.
Tips for Migraine Relief
Without proper treatment, migraines can severely impact your quality of life and prevent you from performing daily activities. Understanding how to react to migraine symptoms and how lifestyle choices impact these attacks can help you effectively manage your headaches.
Live Well Newsletter | July 2023
In the pursuit of a fulfilling life, happiness is a goal for many. The American Psychological Association defines happiness as “an emotion of joy, gladness, satisfaction and well-being.” However, happiness is not an isolated concept; it’s complex and connected to your overall physical and mental health. By understanding and nurturing the link between your health and happiness, you can be on your way to an enriched and balanced life.
Personal Lines Insights | July 2023
Social media has become a significant part of many people’s daily lives. Platforms like Facebook, Twitter, TikTok and Snapchat provide users with opportunities to keep up with their friends, share life experiences and interact with people from around the world. However, social media can also have detrimental effects.
Understanding the Impact of Loneliness on Your Health
Loneliness is a growing problem that can affect people of all ages. While everyone feels lonely sometimes, persistent feelings can severely impact your mind and body. Understanding how loneliness impacts your health and developing positive ways to manage it can improve your overall well-being.
Filing an Auto Insurance Claim Following Weather-related Damage
Extreme weather events, such as hail, wildfires, high winds and flooding can cause severe damage to your vehicle. Understanding how to file a weather-related damage claim can make it easier for you to be reimbursed for vehicular damage. Read on for further guidance.
Preparing for Sporting Activities at Camp
Sports can be an exhilarating aspect of camp, and they can promote exercise along with valuable skills like teamwork and leadership. However, these activities present various health and safety risks. As a camp counselor, you need to properly prepare for these activities to help ensure they are safe and fun.
Water Safety at Camp
Being in, on and around water can be an exciting part of camp, whether it entails boating, swimming or participating in another aquatic activity. As a camp counselor, you need to be aware of the dangers water presents so you can keep campers safe while they are having fun.
Groundkeeping Safety at Camp
Groundskeeping can be hazardous work. Weather, noise, equipment, insects and chemicals can all pose risks—such as physical injuries from accidents or health complications from repeated exposure to noise levels and toxic inhalants—amid groundskeeping tasks. Fortunately, you can take the following precautions to prevent injuries while performing groundskeeping work at camp.
Nonmotorized Boat Safety at Camp
Going out on a nonmotorized boat can be an exciting camp experience. However, as a camp counselor, you must ensure that campers stay safe while engaging in this activity. Being aware of the dangers associated with boating can help you properly prepare for and respond to its associated risks.
Operating 15-passenger Vans at Camp
For many summer and day camps, 15-passenger vans are invaluable as they can help transport large groups of campers. However, they also carry unique risks that can be potentially deadly without proper precautions in place.
Excess Uninsured/Underinsured Motorist Coverage
Part of being a responsible car owner is having a robust insurance policy that helps provide financial protection. One such coverage is uninsured/underinsured motorist (UM/UIM) insurance. This may help cover car repairs and medical costs for you and your passenger if the driver at fault doesn’t have enough insurance or any auto insurance at all.
Does Homeowners Insurance Cover Water Damage?
Water damage is one of the most common reasons for homeowners to make an insurance claim. But does homeowners insurance typically cover water damage? The answer depends on the specific policy and the cause of the damage.
Safe Driving Tips for Camp Vehicles
When you drive larger camp vehicles, such as passenger vans or buses, you may encounter various safety hazards on the road as well as passenger distractions behind the wheel. Fortunately, you can take care of yourself and your passengers by practicing the following safe driving measures.
Kitchen Safety Precautions for Camp
When working at a summer or day camp, you may be responsible for conducting various kitchen tasks, such as preparing and cooking food and serving meals to campers. While these activities can certainly be rewarding, they also pose potential dangers. After all, kitchen operations carry a wide range of hazards and can lead to numerous injuries and incidents, including cuts, sprains, fires and food contamination concerns.