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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.

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Risk Management Megan Henderson Risk Management Megan Henderson

Age Discrimination in the Workplace

Age discrimination, or ageism, in the workplace involves treating an applicant or employee unfavorably because of their age. The Age Discrimination in Employment Act (ADEA) forbids age discrimination against people aged 40 or older in all aspects of employment, including hiring, firing, pay, job assignments, promotions, layoffs, training and benefits.

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Risk Management Megan Henderson Risk Management Megan Henderson

Construction Risk Advisor | April 2022

Throughout the past year, material prices across the construction sector have soared, negatively impacting both contractors and their clients. These rising costs have resulted from a combination of continued supply chain shortages and surging demand amid the ongoing COVID-19 pandemic.

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Commercial Insurance, Risk Management Megan Henderson Commercial Insurance, Risk Management Megan Henderson

Insurance Needs for Plumbing Contractors

The work of a plumbing contractor involves installing, maintaining and repairing water systems in residential and commercial structures. Appliances, water heaters, toilets and sprinkler systems must be included and taken care of in new and existing structures, making plumbers a necessity for these buildings’ functionality and longevity.

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Risk Management, Workplace Safety Megan Henderson Risk Management, Workplace Safety Megan Henderson

Safety Focus | August 2021

A pinch point is an area on a machine or piece of equipment in which a person or a part of their body is at risk of getting caught. According to Occupational Safety and Health Administration Standard 1910.211, a pinch point can be any area (aside from the point of operation) where it is possible for a part of the body to be caught between moving components of equipment—such as the moving parts of a press of auxiliary equipment, between moving and stationary parts of auxiliary equipment, or between the material and moving part(s) of the press or auxiliary equipment.

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Risk Management Megan Henderson Risk Management Megan Henderson

Conducting Workplace Incident Investigations

When a workplace incident occurs, it’s crucial for your organization to respond appropriately by conducting a thorough incident investigation. Whether the incident caused property damage, led to occupational illnesses or injuries, or was simply a close call, such an investigation is a valuable practice for several reasons.

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Risk Management Megan Henderson Risk Management Megan Henderson

Subrogation Explained

As an employer, you do everything you can to promote a safe organization and protect employees from occupational illnesses and injuries, thus minimizing potential workers’ compensation claims. Nevertheless, the risk of an employee experiencing a work-related illness or injury due to the fault of a third party—whether it’s another organization, a contractor or a member of the public—remains.

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