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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
Age Discrimination in the Workplace
Age discrimination, or ageism, in the workplace involves treating an applicant or employee unfavorably because of their age. The Age Discrimination in Employment Act (ADEA) forbids age discrimination against people aged 40 or older in all aspects of employment, including hiring, firing, pay, job assignments, promotions, layoffs, training and benefits.
Construction Risk Advisor | April 2022
Throughout the past year, material prices across the construction sector have soared, negatively impacting both contractors and their clients. These rising costs have resulted from a combination of continued supply chain shortages and surging demand amid the ongoing COVID-19 pandemic.
Safety Focus | April 2022
Fall hazards are some of the most common causes of serious injuries and deaths in the workplace. Fall-related incidents can happen during everyday tasks, such as walking or climbing stairs.
Spring Storm Safety Tips for Businesses
Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations. This article discusses the weather threats to watch out for during spring and measures businesses can take to minimize damage.
Insurance Needs for Plumbing Contractors
The work of a plumbing contractor involves installing, maintaining and repairing water systems in residential and commercial structures. Appliances, water heaters, toilets and sprinkler systems must be included and taken care of in new and existing structures, making plumbers a necessity for these buildings’ functionality and longevity.
Safety Focus | March 2022
Hard hats are crucial pieces of personal protective equipment (PPE) while on the job. Wearing this PPE can make all the difference in protecting employees like you from severe head injuries.
Safety Focus | February 2022
Flammable and combustible liquids may be present in your workplace. If these liquids aren’t handled and stored properly, they can create a dangerous work environment, even causing fires and explosions that could result in potential injuries or fatalities.
Construction Risk Advisor | January 2022
Falls are already one of the most common accidents at construction sites, but working outdoors during the winter can create even more hazards. Fortunately, there are ways to compensate for these additional risks and keep employees as safe as possible.
Safety Focus | September 2021
September is National Preparedness Month, which encourages individuals and businesses alike to prepare for emergency situations, disasters and health risks that could occur in their everyday environments. Emergencies and disasters can happen when they are least expected.
Safety Focus | August 2021
A pinch point is an area on a machine or piece of equipment in which a person or a part of their body is at risk of getting caught. According to Occupational Safety and Health Administration Standard 1910.211, a pinch point can be any area (aside from the point of operation) where it is possible for a part of the body to be caught between moving components of equipment—such as the moving parts of a press of auxiliary equipment, between moving and stationary parts of auxiliary equipment, or between the material and moving part(s) of the press or auxiliary equipment.
Safety Focus | July 2021
As summer temperatures rise, your body’s water and electrolyte balances can get thrown off by dehydration while you work. This condition occurs when the body uses or loses more fluids than it takes in.
Construction Risk Advisor | June 2021
As summertime approaches, it’s important to ensure your employees will be properly protected at the construction site. After all, summer is often the hottest season of the year, typically accompanied by surging temperatures and increased humidity levels.
Minimizing Curbside Pickup Risks
Curbside pickup has quickly emerged as a popular and convenient food service option for restaurant owners and customers alike. These operations allow restaurant owners to continue serving customers who prefer off-site dining, while giving customers the ability to receive their food orders without even having to exit their vehicles.
Conducting Workplace Incident Investigations
When a workplace incident occurs, it’s crucial for your organization to respond appropriately by conducting a thorough incident investigation. Whether the incident caused property damage, led to occupational illnesses or injuries, or was simply a close call, such an investigation is a valuable practice for several reasons.
Subrogation Explained
As an employer, you do everything you can to promote a safe organization and protect employees from occupational illnesses and injuries, thus minimizing potential workers’ compensation claims. Nevertheless, the risk of an employee experiencing a work-related illness or injury due to the fault of a third party—whether it’s another organization, a contractor or a member of the public—remains.
Safety Focus | May 2021
Working with machinery and other heavy equipment is one of the top causes of workplace injuries. Machinery is necessary to create a level of efficiency that’s unreachable through manual labor.