Privacy Policy

If you are a client of Meyers Glaros [HUB Merrillville], you have already received a notice pertaining to our privacy practices. If you are not a client, this notice provides you with information about Meyers Glaros’ privacy practices. If you become a client, you will have the opportunity to advise us of your choice regarding Meyers Glaros’ use of certain information.

Use of Information

In the course of our business relationships, Meyers Glaros often collects information about our clients and potential clients that is necessary to tailor products and services. We treat this information as confidential and recognize the importance of protecting it. Without express approval, Meyers Glaros will not trade, sell or rent personal information but may collect and/or provide aggregate statistics about our Website and users to other parties. However, Meyers Glaros may store and disclose personal information as allowed or required by applicable law, including making disclosures that are necessary or advisable to (a) protect the rights, safety or property of Meyers Glaros or others and (b) conform to legal or regulatory requirements.

Cookies

When you view certain parts of the Website, information may be stored on your computer. This information will be in the form of a “cookie” or similar file and will permit tailoring of the Website to better match your interests and/or preferences. This site, however, contains links to other web sites and Meyers Glaros does not control the privacy policies of those sites. This privacy statement only applies to information collected and maintained by Meyers Glaros.

Privacy Notice

This notice describes Meyers Glaros’ privacy practices regarding information about our clients, potential clients and former clients who obtain products and/or services from us for personal, family, household and/or business purposes. When state law is more protective of individuals than federal privacy law, we will protect information in accordance with state law consistent with the requirements of federal preemption.

Information We Collect

Meyers Glaros collects and maintains information about clients to provide the coverage, product and/or service requested and to service accounts. Meyers Glaros collects certain information (“nonpublic personal information”) about our clients and members of the household from the following sources:

  • Information we receive on applications or other forms, such as social security numbers, assets, income, and property information;

  • Information about transactions, such as your policy coverage, premiums, and payment history;

  • Information from a consumer reporting agency or insurance support organization, such as motor vehicle records, credit report information and claims history;

  • Information from your visits to our Website or other websites we operate, use of our mobile sites and applications, use of our social media sites, and interactions with our online advertisements;

  • Information we receive from obtaining life, long-term care or disability products;

  • Information we receive from medical professionals who have provided care; and

  • Information we receive from insurance support organizations, regarding your health

How We Protect Your Information

At Meyers Glaros, our clients are our most valued assets. Protecting privacy is important to us. We restrict access to personal information to those individuals, such as our employees and agents, who provide our products and services. We require those individuals to protect your information and keep it confidential. We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory standards to guard nonpublic personal information. We do not disclose any nonpublic personal information except as described in this notice.

Information We Disclose

We may disclose the nonpublic personal information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements and to other third parties, all as permitted by law. Many employers, benefit plans or plan sponsors restrict the information that can be shared about their employees or members by companies that provide products or services. If you have a relationship with Meyers Glaros or one of its affiliates as a result of products or services provided through an employer, benefit plan or plan sponsor, we will abide by the privacy restrictions imposed by that organization. We are permitted to disclose personal health information (1) to process transactions, for instance, to determine eligibility for coverage, to process claims or to prevent fraud; (2) with written authorization, and (3) otherwise as permitted by law.

Sharing Information with Affiliates

The Meyers Glaros family encompasses various affiliates that offer a variety of financial products and services in addition to insurance. Sharing information enables our affiliates to offer you a more complete range of products and services. We may disclose nonpublic personal information to our affiliates, which include:

  • Financial service providers such as insurance companies and reciprocals, investment companies, underwriters and brokers/dealers; and

  • Non-financial service providers, such as management companies, attorneys and billing companies.

We are permitted by law to share with our affiliates our transaction and experience information. In addition, we may share with our affiliates consumer report information, such as information from credit reports and certain application information that we have received from third parties, such as consumer reporting agencies and insurance support organizations.

Modifications to Our Privacy Policy

Meyers Glaros reserves the right to change our privacy practices in the future, which may include sharing nonpublic personal information with nonaffiliated third parties. Before we do that, we will provide a revised privacy notice and give clients the opportunity to opt out of that type of information sharing.

More Information about the Federal Laws

This notice is required by federal law. If you would like additional information about these federal laws, please view the Federal Trade Commission’s website.