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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
Safeguarding Your Memorial Day Celebrations with Meyers Glaros
Memorial Day marks the unofficial start of summer—a time for honoring those who have served our country and for gathering with friends and family to enjoy the warmer weather. As one of the busiest holidays for travel and outdoor activities, Memorial Day also introduces various risks, from road accidents to backyard mishaps.
Safety Focus | August 2023
When an emergency arises on the job, evacuating the workplace can be challenging. However, preparing in advance to safely exit the area can help ensure a smooth and successful evacuation. Consider the following emergency evacuation best practices.
Staying Healthy and Safe During Wildfires
In many parts of the United States, the risk of wildfires begins early spring and continues into the fall. Being prepared for fire activity is crucial if you live in a wildfire-prone area. Wildfires can be a serious threat to lives and property—and smoke pollution can affect your health. According to the Environmental Protection Agency (EPA), wildfire smoke mostly consists of fine inhalable particles known as PM2.5, which is of greatest concern to public health.
Supporting Employees During Wildfire Season
Wildfire season is getting worse, starting earlier and lasting longer. Wildfires are a part of nature’s ecosystem, but when extreme, they can be devastating to people, biodiversity and ecosystems, according to the United Nations Environment Programme. Notably, wildfires can directly impact the health and safety of millions. And, while U.S. wildfires are most common in western states, all regions should prepare for such threats, as wildfires’ impact extends beyond the immediate threat to individuals and communities.
Yeti Recalls Nearly 2 Million Coolers and Cases for Magnet Ingestion Hazard
On March 9, the U.S. Consumer Product Safety Commission (CPSC) announced a recall for 1.9 million Yeti coolers and gear cases after reports of magnets coming detached, which can pose a risk of serious injury or death. The specific products recalled are the Sidekick dry gear case, Hopper M20 soft backpack cooler and Hopper M30 soft cooler (versions 1.0 and 2.0)—all available in various colors.
Construction Risk Advisor | December 2022
Severe weather conditions can be detrimental to job sites, placing additional strain on construction employers. While there’s no way to completely safeguard worksites from the elements, there are measures that can be taken to reduce the risks posed by extreme weather events. Such weather can come in many forms, each of which require their own preparations in order to protect job sites.
2022 Hurricane Season Third Most Expensive to Date
The North Atlantic hurricane season—which lasts from June 1 to Nov. 30 annually—featured 14 named storms, eight of which reached hurricane strength, in 2022. While this year’s hurricane season produced fewer storms than originally predicted, it was still the third most expensive hurricane season to date.
Safety Focus | December 2022
Presenteeism in the workplace occurs when an employee comes to work despite feeling tired or unwell, considerably reducing their productivity. This problem is especially common among remote or hybrid employees, as they are more likely to not feel the need to take sick leave when they’re feeling unwell.
Personal Lines Insights | November 2022
Exercise is a great way to combat stress, maintain a healthy weight and boost your energy. But attempting to do too much too quickly can cause injuries. To keep your workouts injury-free, be sure to add warming up, cooling down and stretching to your exercise routine.
Safety Focus | November 2022
Caught-in or -between hazards may cause injuries if a person is squeezed, caught, crushed, pinched or compressed between two or more objects, or between parts of an object. Such accidents can occur in any industry.
Construction Risk Advisor | November 2022
Carbon monoxide (CO) is a poisonous gas that lacks a detectable color, taste or odor. Breathing in this invisible gas can displace the oxygen in a person’s blood, as well as deprive their vital organs of oxygen. In large amounts, CO can affect an exposed individual within minutes, ultimately causing them to lose consciousness and suffocate.
Home Insurance Claim Frequency Down in 2021, but Severity Up
Home insurance loss costs and frequency across all perils fell in 2021 from the year prior, but severity increased by 7%, according to the 2022 LexisNexis U.S. Home Trends Report. LexisNexis noted that insurance professionals should not be deceived by the one-year dip. The report, which analyzes data spanning seven years, shows a steady increase over time.
Low Flood Insurance Take-up Rates in Path of Hurricane Ian
Just 19% of households in the Florida communities hardest hit by Hurricane Ian had flood insurance policies through the National Flood Insurance Program (NFIP), according to federal data. The Category 4 hurricane made landfall on Florida’s Gulf coast on Sept. 28, with wind speeds of up to 155 mph and a storm surge of at least 12 feet.
Understanding FEMA Aid Following Hurricane Ian
In the aftermath of Hurricane Ian, the Federal Emergency Management Agency (FEMA) is working to help residents and families throughout much of Florida, North Carolina and South Carolina recover from the storm. Government officials have allocated over $190 million in federal disaster assistance to help the more than 127,000 households damaged by Hurricane Ian.
OSHA Announces Preliminary Top 10 Violations for Fiscal Year 2022
OSHA announced its preliminary list of the top 10 most frequently cited workplace safety standards for fiscal year 2022. Since OSHA’s fiscal year doesn’t end until Sept. 30—and this list was published prior to this date—the final results won’t be announced until the beginning of 2023. However, this preliminary list indicates the most violated safety standards for fiscal year 2022.
Personal Lines Insights | October 2022
Although it can be a difficult topic to broach, it’s important to talk to your teenager about drug and alcohol use. By establishing open communication in your household, you can help your child make wise decisions when confronted with these temptations.
Hurricane Ian’s Insured Losses Estimated at Up to $63 Billion
The fallout from Hurricane Ian includes insured losses anywhere from $28 billion to $63 billion and lasting effects on insurance, infrastructure and real estate, according to estimates and commentary from catastrophe modeling firms.
Understanding How Habits Work to Influence Safety
As an employer, safety is your responsibility, and it’s important to identify workplace hazards and instill safe employee habits to ensure corrections remain permanent. One way to accomplish this is through behavioral observation, as it can help identify unsafe acts and conditions within a workplace, giving employers insight into potentially dangerous work habits.
Preparing for Hurricane Ian as Storm Approaches Landfall
As Hurricane Ian approaches the western coast of Florida, forecasts warn of a potentially life-threatening storm surge, destructive winds, heavy rain, flooding and possible tornadoes. Weather experts expect Ian to make landfall between Tampa Bay and Cape Coral late Wednesday, Sept. 28, into the early morning hours of Thursday, Sept. 29.
Personal Lines Insights | September 2022
Lower back pain is one of the most common health conditions in the world, as well as a leading cause of disability. According to the American Chiropractic Association, 1 in 4 adults will experience lower back pain for at least one day during a three-month timespan.