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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

The Case for Considering People Analytics

Over the last decade, people analytics has gone from obscurity to being at the center of HR. HR used to rely on limited information and gut feelings to make decisions, but, as organizations integrate people analytics, that’s all changing. Organizations are now using data and analytics to manage employees and make decisions.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

Senate Passes the Inflation Reduction Act

The U.S. Senate recently passed the Inflation Reduction Act, which includes provisions aimed at addressing climate change, reducing the high costs of prescription drugs and lowering the deficit by approximately $300 billion. The $750 billion spending bill passed through the budget reconciliation process, meaning all 50 Democrats and one tie-breaker vote from Vice President Kamala Harris were all that was needed.

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

HHS’s Proposed Rule to Strengthen Nondiscrimination in Health Care

The U.S. Department of Health and Human Services (HHS) recently announced a proposed rule that would revise the implementing regulation for Section 1557 of the Affordable Care Act (ACA), strengthening and restoring civil rights protections for patients and consumers in certain federally funded and HHS programs. The 2020 version of the rule limited Section 1557’s scope and power to cover fewer programs and services.

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

Job Openings, Employee Quits Continue to Fall in June

The U.S. Bureau of Labor Statistics (BLS) recently released its June Job Openings and Labor Turnover Summary. This month’s reported number of job openings fell from 11.3 million in May to 10.7 million in June. Job opening numbers have fallen for three consecutive months. June’s decline of over 600,000 job openings is the biggest in over a year and represents a nine-month low.

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Compliance, Employee Benefits Megan Henderson Compliance, Employee Benefits Megan Henderson

Biden Administration Warns That Insurers Must Still Cover Birth Control

The Biden administration warned U.S. businesses and health insurance providers that limiting coverage of contraceptives after a U.S. Supreme Court ruling that overturned the constitutional right to abortion would violate federal law. The U.S. Department of Health and Human Services and the Departments of Labor and Treasury issued guidance clarifying that the Affordable Care Act (ACA) requires most private insurance plans to provide birth control and family-planning counseling to insured individuals and their dependents at no additional cost.

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

5 Things to Consider When Selecting a Health Plan

Changing health plans is a major decision for any employer, regardless of size. Not only is health insurance a costly commitment, it also impacts recruitment capabilities, retention levels and overall employee satisfaction. The right plan can improve employee health, boost morale and increase attraction and retention rates without unduly straining an organization’s budget.

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

Amazon to Buy Primary Health Care Provider for $3.9 Billion

On Thursday, July 21, Amazon reached a deal to acquire One Medical, a network of boutique primary care clinics, for $3.9 billion. This is another substantial step in the e-commerce giant’s plans to become a player in the health care industry. Through this deal, Amazon hopes to improve how people book appointments and enhance the experience of being seen by a physician.

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

How to Effectively Market Your Benefits Offerings

Having outstanding benefits options is critical for attracting and retaining employees. But in order to capitalize on those options, employers need to effectively market their offerings to employees and candidates. If employees and candidates aren’t aware of or do not understand the benefits available to them, they do the employer little good.

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Compliance, Employee Benefits Megan Henderson Compliance, Employee Benefits Megan Henderson

Travel Reimbursements for Legal Abortion Care

Following the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization, a number of employers announced that they would reimburse travel expenses for employees who must go out of state to obtain a legal abortion. There are a number of different options for employers to consider when structuring a travel benefit, with each option having its own compliance challenges.

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Compliance, Employee Benefits Megan Henderson Compliance, Employee Benefits Megan Henderson

EEOC Updates COVID-19 Guidance to Require Justification for Testing

On July 12, 2022, the Equal Employment Opportunity Commission (EEOC) issued updated guidance on whether and when employers may test their employees for COVID-19. While the previous guidance generally allowed employers to require testing for all employees entering a workplace, the new guidance requires an individualized assessment of current circumstances.

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Compliance, Employee Benefits Megan Henderson Compliance, Employee Benefits Megan Henderson

Employers Now Required to Justify COVID-19 Testing, According to EEOC

In an update to its technical assistance manual, the U.S. Equal Employment Opportunity Commission (EEOC) recently announced that employers must now justify mandatory COVID-19 testing for their workers. Going forward, employers must “assess whether current pandemic circumstances and individual workplace circumstances justify viral testing of employees to prevent workplace transmission of COVID-19.”

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

Early Preparation is Crucial for 2023 Open Enrollment

The job market is still dealing with the aftereffects of the COVID-19 pandemic. Workers are taking stock of their circumstances and considering which employment perks matter the most. Specifically, employees are increasingly more concerned about their physical and mental health, financial security and work-life balance than before the pandemic. Many employers have responded by enhancing benefits offerings to support employees.

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