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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

Inflation Eases to 8.5% Year Over Year in July, Remains Near 40-year High

The Bureau of Labor Statistics announced that the U.S. consumer price index (CPI) rose 8.5% year over year in July 2022, a slightly slower pace from last month’s record 9.1% reading. The latest CPI number indicates that inflation pressures are somewhat easing, but it remains near record-high levels since the early 1980s.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

The Impact of Sleep on Mental Health

Not only is your physical health affected when you don’t get enough sleep, but it also takes a toll on your mental health. In fact, mental health and sleep are so closely related that a lack of sleep can often lead to issues such as anxiety or depression. Unfortunately, studies consistently show that Americans struggle to get a good night’s sleep.

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Compliance, Employee Benefits, Personal Lines Megan Henderson Compliance, Employee Benefits, Personal Lines Megan Henderson

CDC Ends COVID-19 Social Distancing and Quarantine Recommendations, Eases Testing Guidance

On Aug. 11, the Centers for Disease Control and Prevention (CDC) released new COVID-19 community guidance that ends or eases several key recommendations, including social distancing and quarantine. This change shows how much has changed since the pandemic began more than two years ago. The agency stated that nearly the entire U.S. population has some COVID-19 immunity through vaccination, previous infection or both.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

Senate Passes the Inflation Reduction Act

The U.S. Senate recently passed the Inflation Reduction Act, which includes provisions aimed at addressing climate change, reducing the high costs of prescription drugs and lowering the deficit by approximately $300 billion. The $750 billion spending bill passed through the budget reconciliation process, meaning all 50 Democrats and one tie-breaker vote from Vice President Kamala Harris were all that was needed.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

The Mental Health Benefits of Exercise

While physical exercise is known to be good for your body, it also can help your mind. Research continues to validate that exercise can improve mental health by reducing anxiety, depression and a negative mood. When you include exercise as part of your everyday routine, you’ll be reaping both physical and mental well-being benefits.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

The Benefits of Mindful Eating

Taking time to be mindful of your eating process and not focusing on restricting calories could enhance your awareness of the experience, improve your relationship with food and help you lose weight. Mindful eating can be an essential practice in today’s world, where multitasking is common practice. Multitasking while eating can lead to less satisfaction with your meals, less awareness of the food, and often, overeating.

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Personal Lines, Risk Management Megan Henderson Personal Lines, Risk Management Megan Henderson

Motor Vehicle Fatalities Rose by 18% From 2019 to 2021, Despite Similar Miles Driven

Motor vehicle deaths in the United States continue to rise, with early estimates for 2021 indicating an 18% increase since 2019 despite similar miles driven, according to data from the Centers for Disease Control and Prevention (CDC). Specifically, the CDC recently reported that motor vehicle deaths rose by 6.8% between 2019 (36,355 fatalities) and 2020 (38,824 fatalities). This trend occurred despite an 11% decrease in vehicle miles traveled over the same period.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

Inflation Increases to 9.1% in June, Reaching a 40-year High

The Bureau of Labor Statistics announced that the U.S. consumer price index (CPI) rose 9.1% year over year in June 2022. This is the highest level since December 1981, surpassing last month’s record 8.6% reading and even economists’ predictions of an 8.8% CPI increase in June. Americans paid sharply higher prices for various goods in June as inflation kept its hold on the economy.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

New Mental Health Crisis Dialing Code Launches July 16

The 988 Suicide and Crisis Lifeline (Lifeline) launches nationwide on July 16. Similar to dialing 911 for medical emergencies, people in emotional distress or suicidal crisis can call or text 988 and be connected immediately to trained counselors who will listen, provide support and connect them to resources if necessary.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

FDA Announces Ban on Sales of E-Cigarettes From Juul Labs

The U.S. Food and Drug Administration (FDA) recently issued market denial orders on products from electronic cigarette (e-cigarette) company Juul Labs, effectively placing a ban on the company’s currently marketed items in the United States. This ban applies to the selling and distribution of the company’s e-cigarette device and four types of pods, with nicotine concentrations ranging from 3% to 5%.

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