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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
The Connection Between Mental Health and Chronic Illness
If you live with a chronic health condition, you likely spend a lot of time and energy managing the physical impact of your illness. However, a little self-care can go a long way. Be extra kind to yourself, especially during flares.
Inflation Eases to 8.5% Year Over Year in July, Remains Near 40-year High
The Bureau of Labor Statistics announced that the U.S. consumer price index (CPI) rose 8.5% year over year in July 2022, a slightly slower pace from last month’s record 9.1% reading. The latest CPI number indicates that inflation pressures are somewhat easing, but it remains near record-high levels since the early 1980s.
The Impact of Sleep on Mental Health
Not only is your physical health affected when you don’t get enough sleep, but it also takes a toll on your mental health. In fact, mental health and sleep are so closely related that a lack of sleep can often lead to issues such as anxiety or depression. Unfortunately, studies consistently show that Americans struggle to get a good night’s sleep.
CDC Ends COVID-19 Social Distancing and Quarantine Recommendations, Eases Testing Guidance
On Aug. 11, the Centers for Disease Control and Prevention (CDC) released new COVID-19 community guidance that ends or eases several key recommendations, including social distancing and quarantine. This change shows how much has changed since the pandemic began more than two years ago. The agency stated that nearly the entire U.S. population has some COVID-19 immunity through vaccination, previous infection or both.
Senate Passes the Inflation Reduction Act
The U.S. Senate recently passed the Inflation Reduction Act, which includes provisions aimed at addressing climate change, reducing the high costs of prescription drugs and lowering the deficit by approximately $300 billion. The $750 billion spending bill passed through the budget reconciliation process, meaning all 50 Democrats and one tie-breaker vote from Vice President Kamala Harris were all that was needed.
Around 50% of Elderly Americans Can’t Afford Essential Expenses
Around half of elderly Americans are unable to afford essential expenses, according to the University of Massachusetts-Boston’s Elder Index. It is estimated that 54% of single older women and 45% of single older men are classified as poor under federal poverty standards.
The Mental Health Benefits of Exercise
While physical exercise is known to be good for your body, it also can help your mind. Research continues to validate that exercise can improve mental health by reducing anxiety, depression and a negative mood. When you include exercise as part of your everyday routine, you’ll be reaping both physical and mental well-being benefits.
Live Well, Work Well | August 2022
The 988 Suicide and Crisis Lifeline (Lifeline) launched nationwide on July 16. Similar to dialing 911 for medical emergencies, people in emotional distress or suicidal crisis can call or text 988 and be connected immediately to trained counselors who will listen, provide support and connect people to resources if necessary.
Benefits + Me | August 2022
Many people only think about going to the doctor’s office when they get sick or injured. However, even the healthiest adults need routine health care. A primary care provider is your main resource for routine health care services throughout your lifetime.
The Benefits of Mindful Eating
Taking time to be mindful of your eating process and not focusing on restricting calories could enhance your awareness of the experience, improve your relationship with food and help you lose weight. Mindful eating can be an essential practice in today’s world, where multitasking is common practice. Multitasking while eating can lead to less satisfaction with your meals, less awareness of the food, and often, overeating.
Motor Vehicle Fatalities Rose by 18% From 2019 to 2021, Despite Similar Miles Driven
Motor vehicle deaths in the United States continue to rise, with early estimates for 2021 indicating an 18% increase since 2019 despite similar miles driven, according to data from the Centers for Disease Control and Prevention (CDC). Specifically, the CDC recently reported that motor vehicle deaths rose by 6.8% between 2019 (36,355 fatalities) and 2020 (38,824 fatalities). This trend occurred despite an 11% decrease in vehicle miles traveled over the same period.
Surviving the Summer Heat
Summer heat can be more than uncomfortable—it can be a threat to your health, especially for older adults and children. Whatever your age, don't let the summer heat get the best of you.
Inflation Increases to 9.1% in June, Reaching a 40-year High
The Bureau of Labor Statistics announced that the U.S. consumer price index (CPI) rose 9.1% year over year in June 2022. This is the highest level since December 1981, surpassing last month’s record 8.6% reading and even economists’ predictions of an 8.8% CPI increase in June. Americans paid sharply higher prices for various goods in June as inflation kept its hold on the economy.
New Mental Health Crisis Dialing Code Launches July 16
The 988 Suicide and Crisis Lifeline (Lifeline) launches nationwide on July 16. Similar to dialing 911 for medical emergencies, people in emotional distress or suicidal crisis can call or text 988 and be connected immediately to trained counselors who will listen, provide support and connect them to resources if necessary.
Personal Lines Insights | July 2022
Spending time outdoors is a wonderful way to bond with family and friends, and enjoy nature. But before you head into the great outdoors, you need to be aware of a danger lurking in the woods—Lyme disease.
Live Well, Work Well | July 2022
In today’s supermarket, it’s normal to see the same produce available year-round. However, that doesn’t mean the quality always remains the same. Eating seasonally means you are simply taking advantage of the harvest schedule and enjoying fully mature produce at the peak of its growing season.
Lightning Caused $1.3 Billion in Homeowners Insurance Claims Last Year
U.S. homeowners insurers paid out $1.31 billion in claims caused by lightning damage last year, down 36.5% from 2020, according to a report by the Insurance Information Institute (III). The total number of lightning-caused claims and the average cost per claim also fell year over year.
FDA Announces Ban on Sales of E-Cigarettes From Juul Labs
The U.S. Food and Drug Administration (FDA) recently issued market denial orders on products from electronic cigarette (e-cigarette) company Juul Labs, effectively placing a ban on the company’s currently marketed items in the United States. This ban applies to the selling and distribution of the company’s e-cigarette device and four types of pods, with nicotine concentrations ranging from 3% to 5%.
Managing Your Stress and Anxiety During Troubling Times
Tuning into the news may be highly stressful or upsetting for many Americans. If you’ve been experiencing stress or anxiety due to current events, you are not alone.
Live Well, Work Well | June 2022
Every year, the Environmental Working Group (EWG) releases a report ranking pesticide residue levels of fruits and vegetables based on samples taken by the U.S. Department of Agriculture (USDA) and the Food and Drug Administration.