HOT TAKES. ONE PLACE.
There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
Combating Imposter Syndrome
Imposter syndrome affects millions of workers. From time to time, you may question your abilities and qualifications, but it may become a problem when this feeling escalates. Imposter syndrome is when you don’t think you belong or deserve your job. It can present in various ways, such as having insecurities about abilities, second-guessing decisions and being afraid of failure.
Biden Administration Extends Student Loan Repayment Freeze
On Nov. 22, 2022, the Biden administration announced it would extend the repayment freeze on federal student loans while its debt relief plan remains blocked in the courts. The loan payment pause is now extended until after June or when the administration is able to move forward with its plan. Federal student loan payments were scheduled to resume in January.
Average Hospital Stay Costs Have Nearly Doubled Since 2004
According to recent data compiled by online personal finance website ValuePenguin, U.S. workers making $26.22—the national average hourly earnings—must work 504 hours to cover a typical out-of-pocket hospital stay. The data revealed that the average hospital stay is 4.6 days, and it costs patients without insurance an average of $2,873 per day for inpatient and outpatient treatment.
General Cybersecurity Best Practices for Modern Vehicles
Modern vehicle technology has transformed in the past several years as autonomous driving, vehicle electrification and car connectivity features have become more common. While these digital innovations in the automotive industry have added significant customer value, they have also exposed vehicles to cybercriminals attempting to gain access to critical in-vehicle electronic units and data.
Managing Work-life Balance During Return to School
According to a recent AARP and S&P Global study, 60% of women who juggle work and caregiving are providing more care now than pre-pandemic. But for anyone with caregiving responsibilities, balancing them with work can be a real challenge with no easy solutions. Work-life balance refers to a person equally prioritizing career demands with personal obligations.
Deadly Listeria Outbreak Linked to Deli Meat and Cheese
The U.S. Centers for Disease Control and Prevention (CDC) has announced an outbreak of listeria in six states linked to contaminated deli meat and cheese. A total of 16 people have been infected, and 13 have been hospitalized. One fatality was reported in Maryland, along with a lost pregnancy. There are currently six states being affected, including New York, Illinois, Maryland, Massachusetts, California and New Jersey.
Understanding RSV
According to the Centers for Disease Control and Prevention (CDC), respiratory syncytial virus (RSV) is a common respiratory virus that usually causes mild, cold-like symptoms. For many, RSV is recoverable within a week, but RSV can be serious for some. Infants and older adults are at the highest risk for RSV complications.
5 Tips for Long-distance Caregiving
Caring for someone from a distance comes with unique challenges. Just because you’re conducting your duties from afar does not mean the quality of care needs to be any different. Even when hands-on assistance is not possible, knowing how to best adapt to long-distance caregiving can help make the process easier for both you and the person you’re caring for.
Inflation Trends Ease to a 7.7% Year-over-Year Increase in October 2022
Recently, the Bureau of Labor Statistics (BLS) reported that the consumer price index (CPI) eased to a 7.7% year-over-year increase in October 2022. This is down from an 8.2% increase in September. In addition, the CPI for all urban consumers rose by 0.4% from the same period last year, matching the increase in the previous two months.
Federal Judge Strikes Down Biden’s Student Debt Relief Plan
On Nov. 10, 2022, a U.S. District Court for the Northern District of Texas judge struck down President Joe Biden’s student loan forgiveness program, declaring the program a “complete usurpation” of congressional authority by the executive branch. The U.S. Department of Justice immediately appealed the decision to the 5th U.S. Circuit Court of Appeals.
Health Experts Warn of Tripledemic Threat This Winter
Ahead of this winter season, experts warn of a threat of a “tripledemic” that would affect children around the nation. Hospitals nationwide are under threat of severe respiratory syncytial virus (RSV), influenza (flu) and COVID-19. In the last couple of years, both the flu and COVID-19 have been prominent in the United States, but with the addition of RSV this year, there are new risks when catching any of these illnesses.
CDC Says Flu Hospitalizations Rising Dramatically
Influenza (flu) hospitalizations have significantly risen across the United States in recent weeks. According to data from the U.S. Centers for Disease Control and Prevention (CDC), hospitalizations have reached levels that are generally not seen until later in the flu season, around December.
Personal Lines Insights | November 2022
Exercise is a great way to combat stress, maintain a healthy weight and boost your energy. But attempting to do too much too quickly can cause injuries. To keep your workouts injury-free, be sure to add warming up, cooling down and stretching to your exercise routine.
Social Well-being
Maintaining a healthy level of social well-being benefits your overall health and relationships around you. Social well-being is the sharing, developing and sustaining meaningful connections with others. Benefits of social well-being can include being comfortable where you are in social situations, increased self-esteem, the ability to create healthy boundaries and helping build emotional resilience.
Private Sector Wage and Salary Increases Slow in Third Quarter
The U.S. Bureau of Labor Statistics (BLS) reported in its quarterly Employment Cost Index (ECI) that wages and salaries for private sector employees increased 5.2% for the year ending in September, up from a 4.6% increase the year prior. In the first quarter of 2022, the private sector wage and salary increase had been 5% and 5.7% in the second quarter. Experts view this report as evidence that U.S. wage growth is slowing.
Job Openings Increased in September, Exceeding Forecasts
The U.S. Bureau of Labor Statistics (BLS) recently released its September Job Openings and Labor Turnover Summary. The month’s reported number of job openings increased by 437,000 to 10.7 million, surpassing what economists had forecasted. The September report follows several months of record-high job openings and quit rates.
Early Estimates Show Increase in Traffic Fatalities for 2022
The National Highway Traffic Safety Administration (NHTSA) released its early estimates of traffic fatalities for the first half of 2022. The report found that an estimated 20,175 people have died in motor vehicle traffic crashes, the highest number of deaths during the first half of the year since 2006. This number is also up a marginal 0.5% from the 20,070 projected fatalities for the first half of 2021.
Health Panel Calls for Routine Anxiety Screening for Adults
The U.S. Preventive Services Task Force (Task Force) recommends that adults under the age of 65 get regularly screened for anxiety. The draft recommendation applies to adults 19 and older who don’t have a diagnosed mental health disorder. It’s meant to help primary care clinicians identify early signs of anxiety, which can go undetected for years.
Live Well, Work Well | November 2022
Many Americans and economists think rising inflation issues, interest rates and housing costs may be warning signs of a looming recession. According to a Bankrate poll, nearly 7 in 10 Americans are worried about the possibility of a recession before the end of next year. Unfortunately, many Americans don’t feel prepared for an economic downturn.
Managing High Cholesterol on a Day-to-day Basis
Nearly a third of the population in the United States has high cholesterol, which carries numerous risk factors, such as an increased risk of heart attack and stroke. Since high cholesterol affects a large portion of the population and has severe repercussions, it’s essential to know how to manage it daily.