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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.

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Personal Lines Megan Henderson Personal Lines Megan Henderson

DOE Proposes Regulations to Reduce Federal Student Loan Payments

On Jan. 10, 2023, the U.S. Department of Education (DOE) proposed regulations that would reduce monthly payments for certain federal student loan borrowers. The agency’s proposal overhauls one of the four existing income-driven repayment (IDR) plans—also known as the Revised Pay As You Earn (REPAYE) plan—that aims to make student loan payments more manageable.

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Personal Lines Insights | January 2023

The winter months are known for bringing sickness. In particular, this winter, health experts are warning of a “tripledemic” due to the threat of severe respiratory syncytial virus (RSV), influenza (flu) and COVID-19. Viruses transmit more effectively in cold and dry weather, increasing your chances of coming into contact with someone contagious.

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Personal Lines Megan Henderson Personal Lines Megan Henderson

Inflation Rate Trended Down Slightly in December 2022

The U.S. Bureau of Labor Statistics reported that the consumer price index (CPI) rose 6.5% year over year in December 2022, down from 7.1% in November. Moderating inflation is a welcome relief for Americans and a positive development for the Federal Reserve (Fed) and other policymakers; however, the fight against inflation isn’t over.

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U.S. Has Lowest Life Expectancy Among Comparable Countries While Far Outspending Them on Health Care

The United States experienced the second year of decline in life expectancy in 2021, while other comparably large, wealthy countries saw a rebound in life expectancy since the onset of the COVID-19 pandemic, according to a new Health System Tracker analysis from the Peterson Center on Healthcare and Kaiser Family Foundation (Peterson-KFF).

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Live Well Newsletter | January 2023

According to the Centers for Disease Control and Prevention, approximately 1 million adults in the United States suffer injuries due to slips and falls every year, and the likelihood of an incident occurring increases in colder conditions. Fortunately, there are several steps you can take to reduce your risk of slips and falls this winter.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Live Well, Work Well | January 2023

Winter is one of the most challenging times of the year to collect enough blood products and donations to meet patient needs. That's why National Blood Donor Month is celebrated every January. This year's national health observance comes as the nation's blood supply has dropped to concerning levels and could delay essential blood and platelet transfusions.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Virtual Primary Care

Virtual primary care—primary health care services delivered online or via phone—has increased in popularity as telemedicine has become more prominent. When the COVID-19 pandemic hit, telemedicine allowed more people to access health care services remotely. Now, virtual primary care is an increasingly preferred means to receive health care without going to a physical doctor’s office.

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Personal Lines, Risk Management Megan Henderson Personal Lines, Risk Management Megan Henderson

Insuring Cryptocurrency Losses

Cryptocurrency is characterized as a digital currency that operates independently of a banking system and leverages encryption technology to transfer its value through the internet. There are several different types of cryptocurrency, but the largest by market capitalization is bitcoin. Despite its intangible form, cryptocurrency functions similarly to physical cash across many countries and governments.

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Personal Lines Megan Henderson Personal Lines Megan Henderson

Inflation Moderates to 7.1% Year-over-Year Increase in November 2022

Recently, the U.S. Bureau of Labor Statistics reported that the consumer price index eased to a 7.1% year-over-year increase in November 2022, down from 7.7% in October. This means that prices of a broad selection of goods have risen, but less than expected. November marks the fifth consecutive month that inflation slowed—another good sign.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Understanding the Difference Between RSV, Flu and COVID-19

Health experts warn of a “tripledemic” surge this winter as Americans face the threat of severe respiratory syncytial virus (RSV), influenza (flu) and COVID-19. In the last couple of years, both the flu and COVID-19 have been prominent in the United States, but with the addition of RSV’s prevalence this year, there are new risks when catching any of these illnesses.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

Job Openings Dropped in October but Remain High

The U.S. Bureau of Labor Statistics (BLS) recently released its October Job Openings and Labor Turnover Summary. The month’s reported number of job openings decreased by 353,000 to 10.3 million as the Federal Reserve (Fed) increased interest rates in an effort to cool the labor market. October’s number of job openings is down 760,000 compared with a year ago, resulting in 1.7 job openings for each unemployed worker.

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Personal Lines, Risk Management Megan Henderson Personal Lines, Risk Management Megan Henderson

Older Driver Safety Awareness Week Is Dec. 5-9

According to the Federal Highway Administration, the number of licensed drivers over 70 increased 75% from 1997 to 2020. This is partially due to U.S. demographics, in which Americans over 65 represent the fastest-growing sector of the U.S. population. But it also reflects a trend in American driving habits. Older adults are generally driving more miles and keeping their licenses longer than previous generations.

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