HOT TAKES. ONE PLACE.

There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.

Laptop and glasses
 
Personal Lines Megan Henderson Personal Lines Megan Henderson

Top 10 High-cost Claim Conditions in 2022

Stop-loss provider Sun Life released its 2022 list of high-cost claims, revealing the COVID-19 pandemic’s widespread impact on Americans’ medical care, mental health and infant care. Sun Life analyzes its claims data annually to help self-funded employers understand trends and potential impacts of the highest-cost medical and injectable drug claims. According to the report, 71% of all stop-loss claims in 2022 came from the following top 10 conditions, diseases or disorders:

Read More
Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Mindfulness-based Stress Reduction

A study by the American Institute of Stress found that more than half (55%) of Americans feel stress daily. Persistent stress can cause headaches, depression, insomnia, a weak immune system, fertility problems, and other mental and physical health issues. Given these side effects, you may be exploring ways to effectively manage your stress. One way to do so is with mindfulness-based stress reduction (MBSR), an eight-week course designed to improve daily mindfulness.

Read More
Personal Lines Megan Henderson Personal Lines Megan Henderson

Labor Market Cools as U.S. Employers Added 209,000 Jobs in June

The U.S. Bureau of Labor Statistics (BLS) found in its June jobs report that U.S. employers added 209,000 nonfarm jobs in June, below the Dow Jones’ estimate of a net gain of 225,000 jobs. This is the first time in 15 months that reported nonfarm jobs have not met or exceeded Wall Street’s expectations. June’s number of added jobs was nearly 100,000 below May’s revised gains of 306,000. June’s job growth is the lowest monthly gain since December 2020.

Read More
Personal Lines Megan Henderson Personal Lines Megan Henderson

Vehicle Theft on the Rise, NHTSA Reports

The National Highway Traffic Safety Administration (NHTSA) reports that vehicle thefts in the United States are on the rise, with more than 1 million motor vehicles stolen in 2022—a 25% increase from previous years. In partnership with the National Insurance Crime Bureau, the NHTSA encourages all vehicle owners to be extra vigilant in their security practices to prevent theft.

Read More
Personal Lines Megan Henderson Personal Lines Megan Henderson

Insured Adults Struggle to Access Mental Health Care

A recent survey by the Kaiser Family Foundation (KFF) found that nearly half (43%) of insured adults who rated their mental health as “fair” or “poor” were unable to receive necessary mental health services or medication in the past year. Amid a shortage of mental health professionals, many patients are struggling to find mental health care services. Insurance issues, such as lack of coverage and availability, may exacerbate the problem, KFF found.

Read More
Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Sunscreen Tips for Summer

Sunlight can enhance your body’s vitamin D production, boost your mood, regulate your immune system and lower blood pressure, among other benefits. But prolonged exposure to sunlight can be harmful, causing painful sunburns and increasing your risk of skin cancer. Such risks are greatest in summer when the sun is higher in the sky and ultraviolet (UV) radiation levels are at their peak.

Read More
Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Live Well Newsletter | August 2023

August is National Immunization Awareness Month (NIAM). This campaign serves as a reminder of the importance of vaccinations to prevent serious diseases. Immunizations are often associated with children, but adults may also be at risk for diseases. Without vaccinations, you or your loved ones are at a greater risk of catching a vaccine-preventable disease.

Read More
Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Staying Healthy and Safe During Wildfires

In many parts of the United States, the risk of wildfires begins early spring and continues into the fall. Being prepared for fire activity is crucial if you live in a wildfire-prone area. Wildfires can be a serious threat to lives and property—and smoke pollution can affect your health. According to the Environmental Protection Agency (EPA), wildfire smoke mostly consists of fine inhalable particles known as PM2.5, which is of greatest concern to public health.

Read More
Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Finding Fun Ways To Stay Active in the Summer

Summer offers boundless opportunities to spend time outdoors and try new activities. No matter your age, being active can improve your physical and mental well-being, and research shows that combining exercise with outdoor time may yield greater benefits, such as improved cognitive function. This article highlights fun ways to stay active and increase your time outdoors this summer.

Read More
Personal Lines, Risk Management Megan Henderson Personal Lines, Risk Management Megan Henderson

How Artificial Intelligence Impacts Workplace Safety

Preventing workplace injuries and fatalities is crucial for organizations of all sizes and across sectors. Without safety initiatives in place, organizations could experience increased incident rates, higher workers’ compensation costs, reduced productivity levels and diminished staff morale. Fortunately, various technological solutions can help organizations mitigate potential hazards and protect their employees from harm.

Read More