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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.

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Cyber, Risk Management Megan Henderson Cyber, Risk Management Megan Henderson

Watch for These 6 Phishing Scams

Phishing is a type of cyberfraud that utilizes deceptive emails or other electronic communication to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. While emails are the most common delivery method of phishing attempts, cybercriminals may also use text messages, social media messages, fake or misleading websites, voicemails or even live phone calls.

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Cyber, Risk Management Megan Henderson Cyber, Risk Management Megan Henderson

Smishing Explained

Most businesses and individuals are familiar with phishing, a cyberattack technique that entails cybercriminals leveraging fraudulent emails to manipulate recipients into sharing sensitive information, clicking malicious links or opening harmful attachments. While these email-based scams remain a pressing concern, a new form of phishing—known as smishing—has emerged over the years, creating additional cyber exposures for businesses and individuals alike.

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Commercial Insurance, Risk Management Megan Henderson Commercial Insurance, Risk Management Megan Henderson

Insurance Needs for Plumbing Contractors

The work of a plumbing contractor involves installing, maintaining and repairing water systems in residential and commercial structures. Appliances, water heaters, toilets and sprinkler systems must be included and taken care of in new and existing structures, making plumbers a necessity for these buildings’ functionality and longevity.

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Cyber, Risk Management Megan Henderson Cyber, Risk Management Megan Henderson

Commercial Risk Advisor | December 2021

Though most companies canceled annual holiday parties in the wake of the COVID-19 pandemic in 2020, many have decided to move forward with festivities in 2021. While these events are meant to foster organizational camaraderie and celebrate company achievements of the past year, employers may be held liable for any property damage, accidents or injuries caused by employees.

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Cyber, Risk Management Megan Henderson Cyber, Risk Management Megan Henderson

Business Email Compromise Losses Increase 58%

Business email compromise (BEC) losses are among the most expensive types of social engineering losses, and they are on the rise—increasing 58% from 2015 to 2019, according to Advisen loss data. The median cost of a BEC loss is $764,000—significantly more expensive than other social engineering losses, which average around $580,000, according to Advisen loss data.

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Risk Management, Workplace Safety Megan Henderson Risk Management, Workplace Safety Megan Henderson

Safety Focus | August 2021

A pinch point is an area on a machine or piece of equipment in which a person or a part of their body is at risk of getting caught. According to Occupational Safety and Health Administration Standard 1910.211, a pinch point can be any area (aside from the point of operation) where it is possible for a part of the body to be caught between moving components of equipment—such as the moving parts of a press of auxiliary equipment, between moving and stationary parts of auxiliary equipment, or between the material and moving part(s) of the press or auxiliary equipment.

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Cyber, Risk Management Megan Henderson Cyber, Risk Management Megan Henderson

Business Email Compromise

Cybercriminals continue to become more sophisticated, leveraging a wide range of tactics in order to attack their victims. One tactic that has increased in frequency, complexity and resulting losses over the past few years is the use of business email compromise (BEC) scams.

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