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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
Reducing Reputational Risks With Cyber Incident Response Planning
In recent years, cyber incidents have surged in both cost and frequency. That’s why it’s vital for businesses of all sizes and sectors to understand their digital exposures and take steps to minimize damages that may result from cyber incidents.
Watch for These 6 Phishing Scams
Phishing is a type of cyberfraud that utilizes deceptive emails or other electronic communication to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. While emails are the most common delivery method of phishing attempts, cybercriminals may also use text messages, social media messages, fake or misleading websites, voicemails or even live phone calls.
HR’s Role in Preventing Cyberattacks
Cyberattacks are a growing concern for employers across the globe but especially for those in the United States. According to the Identity Theft Resource Center, the number of reported U.S. data breaches rose 68% between 2020 and 2021, increasing to a record-setting 1,862 incidents.
Spring Storm Safety Tips for Businesses
Spring can bring about some of the year’s most dangerous weather and wreak havoc on many aspects of a company’s operations. This article discusses the weather threats to watch out for during spring and measures businesses can take to minimize damage.
Smishing Explained
Most businesses and individuals are familiar with phishing, a cyberattack technique that entails cybercriminals leveraging fraudulent emails to manipulate recipients into sharing sensitive information, clicking malicious links or opening harmful attachments. While these email-based scams remain a pressing concern, a new form of phishing—known as smishing—has emerged over the years, creating additional cyber exposures for businesses and individuals alike.
Insurance Needs for Plumbing Contractors
The work of a plumbing contractor involves installing, maintaining and repairing water systems in residential and commercial structures. Appliances, water heaters, toilets and sprinkler systems must be included and taken care of in new and existing structures, making plumbers a necessity for these buildings’ functionality and longevity.
Safety Focus | March 2022
Hard hats are crucial pieces of personal protective equipment (PPE) while on the job. Wearing this PPE can make all the difference in protecting employees like you from severe head injuries.
Data Breaches Rose 68% in 2021
According to the Identity Theft Resource Center’s (ITRC) annual report—which advocated for more effective laws and regulations to better protect victims of identity fraud—2021 marked a milestone year with a record-setting number of data compromise events.
Safety Focus | February 2022
Flammable and combustible liquids may be present in your workplace. If these liquids aren’t handled and stored properly, they can create a dangerous work environment, even causing fires and explosions that could result in potential injuries or fatalities.
Construction Risk Advisor | January 2022
Falls are already one of the most common accidents at construction sites, but working outdoors during the winter can create even more hazards. Fortunately, there are ways to compensate for these additional risks and keep employees as safe as possible.
2022 Set to be “Hangover” Year From 2021’s Cyber Epidemic
Much of the cyber turmoil that plagued the world in 2021 will continue into 2022, with individuals remaining the top source of risk in an irrevocably online society, according to Experian’s annual Data Breach Industry Forecast for 2022.
Commercial Risk Advisor | December 2021
Though most companies canceled annual holiday parties in the wake of the COVID-19 pandemic in 2020, many have decided to move forward with festivities in 2021. While these events are meant to foster organizational camaraderie and celebrate company achievements of the past year, employers may be held liable for any property damage, accidents or injuries caused by employees.
Business Email Compromise Losses Increase 58%
Business email compromise (BEC) losses are among the most expensive types of social engineering losses, and they are on the rise—increasing 58% from 2015 to 2019, according to Advisen loss data. The median cost of a BEC loss is $764,000—significantly more expensive than other social engineering losses, which average around $580,000, according to Advisen loss data.
Safety Focus | September 2021
September is National Preparedness Month, which encourages individuals and businesses alike to prepare for emergency situations, disasters and health risks that could occur in their everyday environments. Emergencies and disasters can happen when they are least expected.
Safety Focus | August 2021
A pinch point is an area on a machine or piece of equipment in which a person or a part of their body is at risk of getting caught. According to Occupational Safety and Health Administration Standard 1910.211, a pinch point can be any area (aside from the point of operation) where it is possible for a part of the body to be caught between moving components of equipment—such as the moving parts of a press of auxiliary equipment, between moving and stationary parts of auxiliary equipment, or between the material and moving part(s) of the press or auxiliary equipment.
Penetration Testing Explained
Keeping workplace technology up and running is vital to any organization’s success. While this task seems feasible, it’s growing harder and harder each year as cybercriminals expand their reach.
Safety Focus | July 2021
As summer temperatures rise, your body’s water and electrolyte balances can get thrown off by dehydration while you work. This condition occurs when the body uses or loses more fluids than it takes in.
Business Email Compromise
Cybercriminals continue to become more sophisticated, leveraging a wide range of tactics in order to attack their victims. One tactic that has increased in frequency, complexity and resulting losses over the past few years is the use of business email compromise (BEC) scams.
Construction Risk Advisor | June 2021
As summertime approaches, it’s important to ensure your employees will be properly protected at the construction site. After all, summer is often the hottest season of the year, typically accompanied by surging temperatures and increased humidity levels.
Minimizing Curbside Pickup Risks
Curbside pickup has quickly emerged as a popular and convenient food service option for restaurant owners and customers alike. These operations allow restaurant owners to continue serving customers who prefer off-site dining, while giving customers the ability to receive their food orders without even having to exit their vehicles.