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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
Navigating the Homeowners Insurance Marketplace in 2023
Homeowners insurance continues to be one of the essential types of coverage acquired and maintained by Americans in 2023. However, while these policies may be integral components of homeowners’ insurance portfolios, being common should not be mistaken for uncomplicated.
Mobile Device Security Threats and How to Prevent Them
Mobile malware—malicious software designed to gain access to private data on mobile devices—is a growing threat to companies’ cybersecurity. As companies embrace remote work and more employees use their personal devices for work-related tasks, cybercriminals are finding more opportunities to exploit these vulnerable and often unsecured devices to access corporate servers and sensitive information.
Stronger Hurricanes to Put More Properties at Risk
Over 13.4 million properties not currently exposed to hurricane-force wind damage will face increased risk over the next 30 years as climate change propels more intense storms, according to new research from First Street Foundation.
New York Parking Garage Collapse Kills One and Injures Several Others
On April 18, 2023, a four-story parking garage collapsed in lower Manhattan, New York, killing one person, injuring seven others and crushing several cars. While the cause of the incident is currently unknown, city officials are investigating the weight of the vehicles on the structure’s roof and the age of the building as the main reasons behind the collapse.
Experts Predict Slightly Below-average Hurricane Season in the Atlantic
For 2023, Colorado State University (CSU) hurricane researchers are predicting a slightly below-average Atlantic hurricane season, which runs from June 1 to Nov. 30. CSU researchers believe there will be 13 named storms throughout the year. This total sits below the average of 14.4 named storms per year recorded between 1981 and 2020.
Trucking Industry Trends to Watch
The trucking industry consists of businesses that leverage large commercial motor vehicles (CMVs) to transport various types of cargo (e.g., raw materials, product components and finished goods) over specified routes. This sector plays an essential role in the U.S. economy by moving mass amounts of freight and supporting supply chains across industry lines.
2023 Fire Season Expected to Produce Above-Average Activity
The 2023 fire season is predicted to be relatively consistent with historical averages, with a slight increase in intensity, according to AccuWeather’s recently released 2023 US Wildfire Forecast.
ChatGPT and the Emerging AI Risk Landscape
While AI tools like ChatGPT are still relatively new, they will likely continue to improve and become more reliable over time. As such, savvy employers must closely monitor AI technology’s developments and potential issues to minimize the risks associated with them.
Data Breaches With Unreported Root Causes Continued Upward Climb in Q1
While 2023 started with fewer publicly reported data breaches, an increasing number of breached organizations failed to share detailed information about their root causes of events, according to the Identity Theft Resource Center’s (ITRC) latest data breach analysis.
Safety Focus | April 2023
As a co-worker of new employees, consider yourself the most critical role model during their first few weeks. After all, your attitude and respect for safety policies and procedures could end up helping them avoid serious accidents and injuries in the workplace. It may take a while for new employees to adjust and feel like they fit in on the job.
National Work Zone Awareness Week Takes Place April 17-21, 2023
The National Work Zone Awareness Week (NWZAW) will take place April 17-21, 2023, in conjunction with National Occupational Research Agenda’s (NORA) Construction Stand-down to Prevent Struck-by Incidents event. In 2020, the year with the most recent available data, 774 fatal work zone crashes occurred, killing a staggering 857 people.
White House Weighs Rules for AI Tools Like ChatGPT
On April 11, 2023, the Biden administration announced it would seek public comment on accountability measures for artificial intelligence (AI) systems like chatbot ChatGPT as concerns grow over their potential harmful impacts on employment, education and national security.
IRS Scams Cost Taxpayers Millions Every Year
According to the Internal Revenue Service (IRS), thousands fall prey to IRS scams every year, accounting for millions of dollars lost. Scammers often take advantage of the fact that tax season is a high-stress time of year to trick people into giving them financial or personal information. Continue reading to learn how to recognize and avoid IRS scams this year.
Manufacturing Industry Trends to Watch
The manufacturing sector consists of businesses that utilize raw materials to generate finished products. Due to the range of items this industry plays a role in producing (e.g., food and beverages, textiles, apparel, wood products, chemicals, plastics, metals, electronics, machinery and furniture), it contributes significantly to the overall economy.
Personal Lines Insights | April 2023
Coping mechanisms can help people feel like they’re escaping reality by relieving stress or distracting their minds. While this is quite common, it can become a problem if a person turns to unhealthy coping mechanisms, which can be harmful in the long run.
Handling Pest Bites and Stings
Because many summer and day camp tasks require employees like you to work outdoors, it’s important to be prepared for the risk of stings and bites from different pests.
Ford Recalls 1.5 Million Vehicles Over Brake Hose and Windshield Wiper Issues
The National Highway Traffic Safety Administration (NHTSA) reported that vehicle manufacturer Ford is recalling nearly 1.3 million sedans for brake hose safety issues and over 220,000 pickup trucks because of faulty windshield wiper arms. Ford will contact the owners of the affected vehicles in the coming weeks and provide them with more information.
Common Tax Scams Every Business Should Know About
Criminals use tax scams to obtain employee and business information for financial gain. While the peak time for these scams is tax season, scammers can strike at any time. This article discusses common tax scams businesses face and how to avoid them.
Deadly Tornadoes Affect Mississippi and Other Southern States
On Friday, March 24, a powerful tornado killed 25 people, injured dozens and caused widespread property damage throughout the Mississippi Delta. The tornado continued to sweep northeast toward Alabama without weakening, and more storms moved eastward into Georgia.
Silicon Valley Bank Collapses After Run on Deposits
U.S. commercial bank Silicon Valley Bank (SVB) collapsed on March 10, 2023, resulting in the second-largest bank failure in national history and the largest since the 2008 financial crisis. California banking regulators took control of SVB and appointed the Federal Deposit Insurance Corporation (FDIC) as receiver.