The Immigration Reform and Control Act of 1986 requires employers to hire only individuals who may legally work in the United States. To comply with the law, employers must verify the identity and employment authorization of each individual they hire by completing and retaining the Employment Eligibility Verification form (Form I-9). As a result, organizations spend a great deal of time and resourcing trying to comply with Form I-9 requirements.

Although it can be a difficult topic to broach, it’s important to talk to your teenager about drug and alcohol use. By establishing open communication in your household, you can help your child make wise decisions when confronted with these temptations.

Almost every organization faces commercial liability exposures. A commercial liability loss exposure is a condition or situation that presents the possibility of an organization becoming legally and financially responsible for injury, harm or damage to another party.

Mergers and acquisitions (M&A) have become an increasingly common business strategy. M&A transactions increased from $3.8 trillion in 2020 to $5.1 trillion in 2021, according to professional services network KPMG. Despite the increase in M&A activity, approximately 70% to 90% of M&A transactions fail to reach their expected strategic and financial aims, according to research from the Harvard Business Review.

The U.S. Department of Education (DOE) recently revised its earlier guidance on borrower eligibility for student loan debt relief, stating that as of Sept. 29, 2022, borrowers with federal student loans that are not held by the department will not be entitled to one-time debt relief by consolidating those loans into direct loans. According to NPR, this change could impact approximately 800,000 borrowers.

The fallout from Hurricane Ian includes insured losses anywhere from $28 billion to $63 billion and lasting effects on insurance, infrastructure and real estate, according to estimates and commentary from catastrophe modeling firms.

Concrete is a common material utilized across many construction sites, particularly as it pertains to foundation work. With this in mind, concrete hazards are a key concern within the sector. Such hazards may include respiratory issues caused by concrete dust, slips and falls on wet concrete, skin and eye irritation due to concrete spills or splashes, and struck-by injuries stemming from shifting or tipping concrete slabs—many of which can weigh greater than 800 pounds.

Many Americans and economists think rising inflation, interest rates and housing costs may be warning signs of a looming recession. Unfortunately, if a recession does occur, more than two-thirds of Americans don’t feel prepared for it, according to a MagnifyMoney survey.

Data from the United Nations reports that 400 million metric tons of plastic waste are produced across the world every year. While plastics play a key role in day-to-day life, this excess production can negatively affect the environment as well as human health.

Influenza (flu) season lasts from October through May in the United States, with peak flu activity happening between December and March. The country’s flu activity has been unusual since the COVID-19 pandemic began, which could pose consequences for the upcoming season.

The U.S. Bureau of Labor Statistics (BLS) recently released its August Job Openings and Labor Turnover Summary. The month’s reported job openings fell to 10.1 million in August, compared with 11.2 million in July. The industries with the most significant drops included health care and retail. Openings in August still outnumbered unemployed workers by about 4 million.

Major snow events can impact the integrity of a structure, making it imperative for commercial property owners to understand their building’s characteristics and structural system prior to the start of the snow season. Having familiarity with the building structure can help owners determine if any changes occurred during a major snow event and if repairs are necessary.

Business interruptions can occur after an anticipated or unanticipated event that delays or disrupts a business’s normal operations. Natural disasters, fires, cyberattacks or the loss of a critical supplier can halt operations for an extended period of time, leading to a cash-flow imbalance that could force a business to close for good.

As an employer, safety is your responsibility, and it’s important to identify workplace hazards and instill safe employee habits to ensure corrections remain permanent. One way to accomplish this is through behavioral observation, as it can help identify unsafe acts and conditions within a workplace, giving employers insight into potentially dangerous work habits.

It’s never too early to start thinking about flu season, which is right around the corner. Experts are signifying that the United States may have an early start to the flu season this year. When colder weather arrives, the rates for influenza typically increase, with the peak season being between December and February.

As Hurricane Ian approaches the western coast of Florida, forecasts warn of a potentially life-threatening storm surge, destructive winds, heavy rain, flooding and possible tornadoes. Weather experts expect Ian to make landfall between Tampa Bay and Cape Coral late Wednesday, Sept. 28, into the early morning hours of Thursday, Sept. 29.

Amid the rising cost of health care and current labor challenges, employers are increasingly investing in employee health and well-being as an essential part of their workforce strategy. Many organizations see a strong connection between employee health and well-being and their overall business performance. With this in mind, it should come as no surprise that employers are now investing in on-site health care to reign in medical costs and improve employee wellness.

Burnout—known as a state of physical, emotional or mental exhaustion—has always been an issue within the workforce, but it has become more prevalent as a result of the COVID-19 pandemic. Now more than ever, people are increasingly anxious and stressed. According to Mental Health America, the number of people who sought help for anxiety during 2020 increased 93% from the previous year.

Federal law requires employers to only hire individuals who may legally work in the United States—either U.S. citizens or authorized foreign nationals. To comply with the law, employers must verify the identity and employment authorization of each individual they hire by completing and retaining the Employment Eligibility Verification document (Form I-9). Despite employers’ best efforts, compliance with federal law can be difficult.

This past year has seen growing inflation concerns, impacting individuals and industries across the board. The commercial insurance market is no exception to these concerns. Similar to other goods and services, inflation can also elevate the cost of insurance. In the scope of workers’ compensation coverage, inflation issues have become increasingly evident through various sector trends—including labor shifts, rising wages, higher medical expenses and rate adequacy challenges.