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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.

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Cyber, Risk Management Megan Henderson Cyber, Risk Management Megan Henderson

Managing End-of-Life Software

At some point, all software will reach the end of its life. This means manufacturers will no longer develop or service the product, discontinuing all technical support, upgrades, bug fixes and security fixes. As a result, end-of-life (EOL) software will have known vulnerabilities that cybercriminals can easily exploit. This article discusses the risks of continuing to use EOL software and discusses best practices for organizations to mitigate this risk.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Combating Imposter Syndrome

Imposter syndrome affects millions of workers. From time to time, you may question your abilities and qualifications, but it may become a problem when this feeling escalates. Imposter syndrome is when you don’t think you belong or deserve your job. It can present in various ways, such as having insecurities about abilities, second-guessing decisions and being afraid of failure.

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Personal Lines Megan Henderson Personal Lines Megan Henderson

Biden Administration Extends Student Loan Repayment Freeze

On Nov. 22, 2022, the Biden administration announced it would extend the repayment freeze on federal student loans while its debt relief plan remains blocked in the courts. The loan payment pause is now extended until after June or when the administration is able to move forward with its plan. Federal student loan payments were scheduled to resume in January.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

Average Hospital Stay Costs Have Nearly Doubled Since 2004

According to recent data compiled by online personal finance website ValuePenguin, U.S. workers making $26.22—the national average hourly earnings—must work 504 hours to cover a typical out-of-pocket hospital stay. The data revealed that the average hospital stay is 4.6 days, and it costs patients without insurance an average of $2,873 per day for inpatient and outpatient treatment.

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Cyber, Personal Lines, Risk Management Megan Henderson Cyber, Personal Lines, Risk Management Megan Henderson

General Cybersecurity Best Practices for Modern Vehicles

Modern vehicle technology has transformed in the past several years as autonomous driving, vehicle electrification and car connectivity features have become more common. While these digital innovations in the automotive industry have added significant customer value, they have also exposed vehicles to cybercriminals attempting to gain access to critical in-vehicle electronic units and data.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Managing Work-life Balance During Return to School

According to a recent AARP and S&P Global study, 60% of women who juggle work and caregiving are providing more care now than pre-pandemic. But for anyone with caregiving responsibilities, balancing them with work can be a real challenge with no easy solutions. Work-life balance refers to a person equally prioritizing career demands with personal obligations.

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

Year-end HR Activities

The last months of the year are a great time for HR professionals to ensure they’re prepared for everything that needs to be done. It’s also an opportunity to evaluate which HR processes organizations want to take forward into the new year and which to leave behind.

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

Seasonal Employment

Many organizations rely on seasonal workers to supplement their regular workforce during peak times. This often occurs during busy seasons or holidays, as there’s an influx of business activity. While similarities exist, there are important differences between seasonal and regular employment.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Deadly Listeria Outbreak Linked to Deli Meat and Cheese

The U.S. Centers for Disease Control and Prevention (CDC) has announced an outbreak of listeria in six states linked to contaminated deli meat and cheese. A total of 16 people have been infected, and 13 have been hospitalized. One fatality was reported in Maryland, along with a lost pregnancy. There are currently six states being affected, including New York, Illinois, Maryland, Massachusetts, California and New Jersey.

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

Health Plans Must Provide Price Comparison Tool for 2023

Beginning in 2023, group health plans and health insurance issuers must make an internet-based price comparison tool available to participants, beneficiaries and enrollees. The purpose of this tool is to provide consumers with real-time estimates of their cost-sharing liability from different providers for covered items and services, including prescription drugs, so they can shop and compare prices before receiving care.

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Cyber, Risk Management Megan Henderson Cyber, Risk Management Megan Henderson

Attack Surface Management Explained

An attack surface is the total possible entry points (a.k.a. attack vectors) for unauthorized access into any system. The recent increase in remote and hybrid work combined with the shift to the cloud and widespread implementation of software-as-a-service (SAAS) applications have made attack surfaces increasingly large, complex and difficult to defend against cyberattacks.

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Employee Benefits Megan Henderson Employee Benefits Megan Henderson

5 Things to Consider During Open Enrollment

Open enrollment season—the annual period when you enroll in a health insurance plan—is now in full swing. For employer-sponsored plans, you should expect your employer to provide information about open enrollment during this time. There are several things you may want to consider when selecting a health insurance plan and this article covers some common considerations.

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Compliance, Employee Benefits Megan Henderson Compliance, Employee Benefits Megan Henderson

What Employers Should Know About the WARN Act

The Worker Adjustment and Retraining Notification Act (WARN) took effect in 1989 to protect workers, their families and communities by ensuring workers receive advance notice about qualified plant closings and mass layoffs. With sufficient notice, workers can better plan for and adjust to a loss of employment, and communities are better able to cope with large-scale job loss.

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Health + Wellness, Personal Lines Megan Henderson Health + Wellness, Personal Lines Megan Henderson

Understanding RSV

According to the Centers for Disease Control and Prevention (CDC), respiratory syncytial virus (RSV) is a common respiratory virus that usually causes mild, cold-like symptoms. For many, RSV is recoverable within a week, but RSV can be serious for some. Infants and older adults are at the highest risk for RSV complications.

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Cyber, Risk Management Megan Henderson Cyber, Risk Management Megan Henderson

Patch Management Explained

Patch management is the process of acquiring and applying software updates to a variety of endpoints, including mobile devices, computers, servers and embedded devices. Installing patches regularly is necessary to correct errors, help protect data and optimize system functions. This article provides information on how a consistent approach to patching and updating software can limit exposure to various exploits.

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Risk Management, Workplace Safety Megan Henderson Risk Management, Workplace Safety Megan Henderson

Employer-reported Nonfatal Workplace Injuries and Illnesses Down 1.8% From 2020

Private industry employers reported a 1.8% decrease in nonfatal workplace injuries and illnesses in 2021 from 2020, according to the U.S. Bureau of Labor Statistics. The incidence rate of total recordable cases remained unchanged year over year, with a rate of 2.7 cases per 100 workers who are full-time equivalent (FTE).

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