Auto insurance is one of the most frequently purchased types of coverage in the United States. However, while these policies may be common, they can still be complex and nuanced. Policyholders must be diligent and meticulous to ensure they fully understand their auto coverage and have ample financial protection.

The American Pet Products Association reports that two-thirds (66%) of U.S. households own a pet. Dogs are the most popular, followed by cats and freshwater fish. Not only are pets a great companion, but they can boost an owner’s health and overall well-being. Humans and animals can have a true symbiotic relationship.

Homeowners living in states that typically have more natural disasters, such as wildfires and hurricanes, are experiencing rate increases. Those in disaster-prone areas may see steep home insurance premium increases in the near future.

The Centers for Disease Control and Prevention (CDC) reports that over 37 million American adults have diabetes, and 1 in 5 don’t know they have it. Diabetes is a chronic disease that affects how your body turns food into energy. Your food is broken down into sugar (glucose) and released into your bloodstream.

International travel is an enriching and transformative experience, allowing us to explore new cultures, traditions, and landscapes. However, amidst the excitement and adventure of traveling, it's vital not to overlook one crucial aspect: your health. Unexpected illnesses, injuries, or accidents can occur anywhere, and when you're abroad, navigating foreign healthcare systems can be challenging.

The auto insurance market is struggling with multiple challenges, resulting in sharp auto insurance premium increases for consumers. According to some estimates, the average auto insurance policy is expected to cost 8.4% more in 2023, representing the largest increase in car insurance costs in six years.

Workplace dynamics have significantly changed in the last few years. Employers have been forced to respond to increasing worker demands for workplace flexibility, well-being initiatives and inclusive cultures.

Homeowners insurance is one of the most frequently purchased forms of coverage among U.S. residents. As their name suggests, these policies provide critical financial protection for your home, family and belongings. However, homeowners insurance coverage can also be a complicated subject.

The COVID-19 pandemic triggered a quick and drastic shift to remote work for many organizations. In the post-pandemic world, remote and hybrid work has become the norm for many industries and companies.

Open enrollment is an opportunity for employers to educate their workforce about attractive benefits offerings that can help boost employee retention, satisfaction and engagement. However, with four or five generations in the workforce, finding a benefits plan that satisfies everyone can be challenging.

While there have been various economic impacts in recent years, employers and employees alike are feeling significant effects from inflation and rising health care costs. Because of these effects, employees’ mental health is more vulnerable, and many are feeling stressed. As a result, employers are making mental health benefits a higher priority.

Retirement is a significant milestone for all employees that often requires careful planning. Unfortunately, many employees have fallen behind in their retirement goals. Costs of living increases, student debt and low salaries are making it difficult for employees to adequately save for retirement, according to a recent study by financial services provider Teachers Insurance and Annuity Association and global customer agency C Space.

Communication in the workplace is key. When it comes to employee benefits, proper communication helps employees recognize the true value of their benefits, which can lead to an appreciation of the company’s investment in their health and well-being. Employees who understand and value their benefits are more likely to utilize them.

The Kaiser Family Foundation reported that nearly half of Americans struggle to afford health care, with about 4 in 10 saying they’ve delayed or gone without health care due to cost. Unfortunately, medical costs are projected to continue increasing. Financial services organization Peter G. Peterson Foundation found that, on average, health care costs U.S. households $12,900 per person per year.

Employers have been forced to navigate and respond to several challenges over the last few years, including the COVID-19 pandemic, a tight labor market, rising health care costs, inflation and a potential recession. These challenges have pushed many organizations and their employees to their limits.

Scientific research indicates that gut health may play a bigger role in overall well-being than many people realize. In fact, research published in the National Library of Medicine shows that there is a nervous system in the gut that produces approximately 95% of the body’s serotonin, which regulates mood, sleep, digestion and other critical functions.

The current labor market presents challenges for employers looking to attract and retain talented employees. Despite recent highly publicized layoffs, especially in the tech sector, the unemployment rate has remained relatively low. This makes replacing talent challenging. Losing talent is also expensive, making retention critical for the success of every employer.

You’ve likely heard about popular weight loss drugs like Wegovy and Mounjaro. While these drugs have been effective for some people, they’re not the only successful strategy for losing weight. Furthermore, weight loss drugs aren’t right for everyone. They’re quite expensive and may not be covered by insurance.

A survey by telecommunications service provider Ringover found that nearly 3 in 4 (74%) U.S. workers suffered from burnout and associated symptoms (e.g., feeling tired, drained, detached or helpless) due to their current job position. These feelings increased the risk of turnover, with nearly two-thirds (64.25%) of surveyed employees reporting they had considered leaving their jobs due to burnout.

Workplace well-being transforms every day, and many organizations have a renewed focus on employees as people. Employees want to be treated like human beings—not just resources. More than ever, workers want to belong in the workplace and feel recognized, appreciated and safe. Correspondingly, when employees’ well-being is thriving, they often take fewer sick days, increase their job performance, manage stress better and experience less burnout, all of which directly impact organizations.