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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

Over Half of U.S. Private-sector Workers Are Enrolled in HDHPs

More than half (55.7%) of American private-sector workers were enrolled in high deductible health plans (HDHPs) in 2021, according to the Kaiser Family Foundation’s recent 2022 Employer Health Benefits Survey. The 5.3% increase from 2020 is the highest on record, and 2021 is the eighth straight year an increase has occurred.

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Personal Lines, Risk Management Megan Henderson Personal Lines, Risk Management Megan Henderson

New York Parking Garage Collapse Kills One and Injures Several Others

On April 18, 2023, a four-story parking garage collapsed in lower Manhattan, New York, killing one person, injuring seven others and crushing several cars. While the cause of the incident is currently unknown, city officials are investigating the weight of the vehicles on the structure’s roof and the age of the building as the main reasons behind the collapse.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

Study: Retirees Will Need Six-figure Savings to Cover Post-retirement Medicare Costs

A recent study conducted by the Employee Benefit Research Institute (EBRI) found that retirees will need to have hundreds of thousands of dollars in savings to cover Medicare costs. Such costs include premiums, deductibles and prescription drug expenses—essentially any costs that could be out-of-pocket for Medicare beneficiaries.

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Personal Lines, Risk Management Megan Henderson Personal Lines, Risk Management Megan Henderson

Experts Predict Slightly Below-average Hurricane Season in the Atlantic

For 2023, Colorado State University (CSU) hurricane researchers are predicting a slightly below-average Atlantic hurricane season, which runs from June 1 to Nov. 30. CSU researchers believe there will be 13 named storms throughout the year. This total sits below the average of 14.4 named storms per year recorded between 1981 and 2020.

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Personal Lines Megan Henderson Personal Lines Megan Henderson

Supreme Court Refuses to Block $6 Billion Student Debt Relief Settlement

On Thursday, April 13, 2023, the U.S. Supreme Court declined to block a nearly $6 billion class-action settlement related to canceling student loans for hundreds of thousands of borrowers. This class-action settlement pertains to loans that borrowers claim should be canceled because they were taken out based on misrepresentations made by their colleges.

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Personal Lines, Risk Management Megan Henderson Personal Lines, Risk Management Megan Henderson

IRS Scams Cost Taxpayers Millions Every Year

According to the Internal Revenue Service (IRS), thousands fall prey to IRS scams every year, accounting for millions of dollars lost. Scammers often take advantage of the fact that tax season is a high-stress time of year to trick people into giving them financial or personal information. Continue reading to learn how to recognize and avoid IRS scams this year.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

Uber Health Adds Same-day Prescription Delivery

Uber Health, the health care arm of transportation company Uber, announced its new same-day prescription delivery service on March 30. Uber Health users, including health care providers and health plans, already leverage the platform to coordinate nonemergency medical transportation (NEMT) for patients. Now, they can manage prescription delivery from any pharmacy in their service areas.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

Medicare Guide to Coordination of Benefits

If you have Medicare and other health insurance, such as group health plan insurance, retiree coverage or Medicaid, questions can arise over who pays first on your claims. Coordination of benefits (COB) rules decide who pays first. One plan is considered the primary payer that covers most of your expenses, while the secondary plan covers any remaining allowable expenses not covered by the primary plan.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

How Telemedicine Gives You the Most Out of Health Care Visits

Telemedicine—the delivery of health care from a distance using technology—has become increasingly popular following the COVID-19 pandemic. Telemedicine allows people to seek basic primary care and other services without having to leave their homes, making it a convenient, efficient and often less expensive way to receive health care.

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Employee Benefits, Personal Lines Megan Henderson Employee Benefits, Personal Lines Megan Henderson

FDA Approves Opioid-overdose Antidote Narcan for Over-the-Counter Use

On March 29, the U.S. Food and Drug Administration (FDA) approved the sale of Narcan, a brand name for the drug naloxone and the standard treatment for opioid overdose, without a prescription. The best-known form of naloxone is Narcan nasal spray, which can rapidly reverse the effects of an opioid overdose caused by prescription medications (e.g., oxycodone), heroin and fentanyl.

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