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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
Avoiding Slips, Trips and Falls at Camp
Slips, trips and falls can happen within any workplace. In fact, the U.S. Bureau of Labor Statistics reported that 18% of nonfatal occupational injuries resulting in days away from work stem from such incidents. Summer and day camps are no exception to these findings. With this in mind, it’s important for camp counselors like you to take steps to prevent slips, trips and falls on the job.
Live Well, Work Well | June 2023
As we move into summer, many will want to exercise outdoors to stay active and get some fresh air. That’s great news, as health experts recommend at least 150 minutes of moderate aerobic activity each week. Also, moving your workout outdoors can boost your mood and improve your concentration.
Personal Lines Insights | June 2023
The long and warm days of summer can be fun and exciting, but while these conditions may be enjoyable, they can also be hazardous to your health. Prolonged exposure to the sun can have a particularly dangerous impact on both your short- and long-term health, including damaged skin, sunburn and skin cancer. Given these potentially severe consequences, it’s necessary to understand basic precautions while out in the sun.
Uninsured/Underinsured Motorist Coverage
An auto insurance policy encompasses many coverages that work together to help provide financial protection. One such coverage is uninsured/underinsured motorist (UM/UIM) insurance. This may help cover car repairs and medical costs for you and your passenger if the driver at fault doesn’t have enough insurance or doesn’t have auto insurance at all.
Live Well Newsletter | June 2023
World Environment Day is June 5. This global campaign serves as a reminder that plastic pollution continues to threaten ecosystems worldwide. This year’s theme is #BeatPlasticPollution, which encourages individuals and organizations to take the necessary steps to reduce plastic pollution. Read on to learn how to reduce plastic waste in your daily life.
De-escalation Techniques for Camper Conflicts
When working as a camp counselor, you will likely encounter youth campers of various ages. And whether these campers are toddlers or teenagers, there’s always a possibility for conflicts to arise. Depending on campers’ developmental stages, such conflicts could be triggered by disagreements with others, difficulties adjusting to new environments or general feelings of discomfort (e.g., hunger and fatigue).
Recognizing and Responding to Allergic Reactions
Nearly 50 million people across the United States have an allergy of some kind, according to the American Academy of Allergy, Asthma and Immunology. As such, allergic reactions are a significant threat at any summer or day camp. While some reactions are accompanied by minor symptoms, others can be life-threatening.
The Difference Between Mental Health and Mental Illness
May is Mental Health Awareness Month, a national campaign designed to raise awareness about mental health issues and reduce the stigma surrounding mental illness. Mental health issues and mental illness are common. According to the National Institute of Mental Health, nearly 60 million U.S. adults lived with mental illness in 2021.
Considerations for Buying an Electric Vehicle
Electric vehicles (EVs) have electric motors instead of internal combustion engines and batteries instead of gasoline tanks. They produce no tailpipe emissions and can be charged with renewable energy (e.g., wind or solar). An EV may be the right choice for drivers looking to lower their fuel costs.
Study Shows Mortality Rate for Children in U.S. Rose in 2020 and 2021
A recent study conducted by the Employee Benefit Research Institute (EBRI) found that retirees will need to have hundreds of thousands of dollars in savings to cover Medicare costs. Such costs include premiums, deductibles and prescription drug expenses—essentially any costs that could be out-of-pocket for Medicare beneficiaries.
Personal Lines Insights | May 2023
Your credit score can play a significant role in your financial well-being. Many financial institutions will look at your credit score when you apply for a loan, a mortgage or a credit card. A low credit score could make it more difficult for you to borrow money or open a credit card account. It could also contribute to higher interest rates and higher insurance premiums.
What To Know During Mental Health Awareness Month and Beyond
Your mental health includes how you think, feel and act, as well as your emotional and social well-being. Mental health can change over time, depending on factors like workload, stress and work-life balance.
Live Well Newsletter | May 2023
May is Mental Health Awareness Month. This national campaign aims to raise awareness of the importance of mental health, reduce stigma and promote safe and healthy living practices. Read on to learn what you can do to improve your mental health.
Navigating the Homeowners Insurance Marketplace in 2023
Homeowners insurance continues to be one of the essential types of coverage acquired and maintained by Americans in 2023. However, while these policies may be integral components of homeowners’ insurance portfolios, being common should not be mistaken for uncomplicated.
Understanding Neurodiversity
Neurodiversity isn’t new, but awareness of it has been gaining mainstream traction in recent years. In 1998, Australian sociologist Judy Singer coined the term “neurodiversity” to recognize that everyone’s brain develops uniquely. Neurodiversity refers to diversity in the human brain and cognitive functions, such as thinking, learning and behaving.
Report: Fills for Mental Health Prescription Drugs Remain High After Increase During COVID-19
Fills for depression and anxiety medications increased between 2019 and 2022, according to recent research from health care platform GoodRx. Specifically, treatment for mental health conditions has increased significantly since the start of the COVID-19 pandemic. The increase in depression and anxiety medication fills occurred in 43 out of 50 states.
Live Well, Work Well | May 2023
Mental Health Awareness Month, observed every May, is a time to raise awareness and break the stigma about mental health, and support people with mental illness. In fact, more than half of adults in the United States will be diagnosed with a mental illness—a variety of conditions that affect one’s mood, behavior, feelings or thinking—at some point in their life.
Alternatives to Opioids for Pain Relief
If pain management is one of your primary health concerns, you’ve probably talked with your doctor about pain relief methods. Chronic pain affects more than 100 million people in the United States, according to the National Academy of Medicine. Many chronic pain patients are prescribed opioids to help manage the pain, but due to the potential for misuse, doctors are leaning toward alternatives for pain management.
Mobile Device Security Threats and How to Prevent Them
Mobile malware—malicious software designed to gain access to private data on mobile devices—is a growing threat to companies’ cybersecurity. As companies embrace remote work and more employees use their personal devices for work-related tasks, cybercriminals are finding more opportunities to exploit these vulnerable and often unsecured devices to access corporate servers and sensitive information.
Stronger Hurricanes to Put More Properties at Risk
Over 13.4 million properties not currently exposed to hurricane-force wind damage will face increased risk over the next 30 years as climate change propels more intense storms, according to new research from First Street Foundation.