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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
Job Openings Fall Slightly, Employee Quits Trend Up in November 2022
The U.S. Bureau of Labor Statistics (BLS) recently released its November Job Openings and Labor Turnover Summary. This month’s report revealed the number of job openings, 10.5 million, changed little from the previous month as the Federal Reserve (Fed) continued its efforts to combat inflation. However, November’s job openings were higher than economists expected.
Live Well Newsletter | January 2023
According to the Centers for Disease Control and Prevention, approximately 1 million adults in the United States suffer injuries due to slips and falls every year, and the likelihood of an incident occurring increases in colder conditions. Fortunately, there are several steps you can take to reduce your risk of slips and falls this winter.
Congress Extends Pre-Deductible Telehealth Coverage for HDHPs
The Consolidated Appropriations Act, 2023 (CAA), which was signed into law on Dec. 29, 2022, extends the ability of high deductible health plans (HDHPs) to provide benefits for telehealth or other remote care services before plan deductibles have been met without jeopardizing health savings account (HSA) eligibility.
Auto Insights Newsletter | January 2023
Winter weather can cause dangerous road conditions. In 2020, 374 fatal crashes occurred in winter driving conditions. Driving cautiously and understanding what to do in an emergency are key to staying safe this winter.
Extended Detection and Response Explained
Extended detection and response (XDR) is a security solution that offers organizations end-to-end visibility, detection, investigation and response across multiple security layers. Unlike endpoint detection and response (EDR), XDR provides a holistic view of threats across the entire technology landscape rather than only those within managed endpoints.
Live Well, Work Well | January 2023
Winter is one of the most challenging times of the year to collect enough blood products and donations to meet patient needs. That's why National Blood Donor Month is celebrated every January. This year's national health observance comes as the nation's blood supply has dropped to concerning levels and could delay essential blood and platelet transfusions.
Cybercrimes Against Small Businesses Drop, but Challenges Remain
Small businesses and self-employed people saw fewer cyberattacks and data breaches over the previous 12 months. Still, significant risks remain for this corner of the economy, according to the Identity Theft Resource Center’s (ITRC) 2022 Business Impact Report.
Virtual Primary Care
Virtual primary care—primary health care services delivered online or via phone—has increased in popularity as telemedicine has become more prominent. When the COVID-19 pandemic hit, telemedicine allowed more people to access health care services remotely. Now, virtual primary care is an increasingly preferred means to receive health care without going to a physical doctor’s office.
Handling Errors Made During Open Enrollment
Despite an employer’s best efforts to ensure a successful open enrollment, it’s likely that some employees will still miss the enrollment deadline or mistakenly select the wrong benefits. Employees in these situations may ask their employer to allow them to correct their mistakes.
Submission Grace Period Issued for Prescription Drug Reporting
The transparency provisions of the No Surprises Act require group health plans and health insurance issuers to report information on prescription drugs and health care spending to the Departments of Labor, Health and Human Services and the Treasury (Departments).
Speak Out Act Signed Into Law
Aiming to improve transparency around illegal conduct in the workplace, the U.S. Congress has enacted a new law, the Speak Out Act, that renders certain nondisclosure and nondisparagement agreements unenforceable. President Joe Biden signed the Speak Out Act into law on Dec. 7, 2022.
Insuring Cryptocurrency Losses
Cryptocurrency is characterized as a digital currency that operates independently of a banking system and leverages encryption technology to transfer its value through the internet. There are several different types of cryptocurrency, but the largest by market capitalization is bitcoin. Despite its intangible form, cryptocurrency functions similarly to physical cash across many countries and governments.
Recession-proofing Strategies for Small Businesses and Their HR Teams
A recession is a prolonged and pervasive reduction in economic activity. Generally speaking, multiple successive quarters of negative growth in gross domestic product—a monetary calculation of the market value of goods and services generated and sold during a set time period within a given country—constitute a recession.
Preventing Burnout During the 2022 Holiday Season
According to Microsoft research, nearly half of employees have reported that they are burnt out at work. The World Health Organization defines burnout as a syndrome resulting from workplace stress that has not been adequately managed. Everyday life is hectic enough without the added stress of the holidays.
Surgeon General Releases New Framework For Mental Health And Well-being In The Workplace
The U.S. surgeon general released a new framework outlining how the workplace can promote the health and well-being of employees. It’s vital that employers take time to invest in the mental health and well-being of their employees.
10 Essential Cybersecurity Controls
Cyber incidents—including data breaches, ransomware attacks and social engineering scams—have become increasingly prevalent, impacting organizations of all sizes and industries. Such incidents have largely been brought on by additional cyberthreat vectors and growing attacker sophistication.
Strategies for Encouraging Employee Health Care Shopping
Many Americans pay attention to prices and shop around when buying gas, groceries or big-ticket items like automobiles, but most don’t do the same for their health care. A survey from AKASA, a health care artificial intelligence company, revealed that nearly two-thirds (64%) of Americans have never tried to find the price of a health care service.
6 Common Mistakes to Avoid When Choosing a Health Plan
Health insurance may be one of the most critical annual purchases since it impacts your physical, mental and financial wellness. Unfortunately, selecting a health insurance plan can feel overwhelming. With so many options, it can also be easy to make a mistake when selecting coverage.
Amazon Cited for Failure to Properly Record Work-related Injuries and Illnesses
OSHA has cited Amazon with 14 recordkeeping violations for failing to properly record work-related injuries and illnesses following inspections at six warehouse facilities in five states. On July 18, 2022, inspections were conducted in Deltona, Florida; Waukegan, Illinois; and New Windsor, New York.
Inflation Moderates to 7.1% Year-over-Year Increase in November 2022
Recently, the U.S. Bureau of Labor Statistics reported that the consumer price index eased to a 7.1% year-over-year increase in November 2022, down from 7.7% in October. This means that prices of a broad selection of goods have risen, but less than expected. November marks the fifth consecutive month that inflation slowed—another good sign.