Being in, on and around water can be an exciting part of camp, whether it entails boating, swimming or participating in another aquatic activity. As a camp counselor, you need to be aware of the dangers water presents so you can keep campers safe while they are having fun.

Minimizing financial exposure to catastrophic health care claims is a priority for employers with self-funded health plans, especially as these types of claims become more common due to rapid cost increases. Stop-loss insurance helps self-funded employers protect themselves from higher-than-anticipated health claim payouts by limiting their exposure to employee medical claims that exceed a predetermined amount.

Developing and conducting employee surveys can help employers understand vital aspects of their organizations, such as worker satisfaction and company culture, as well as learn more about the employees who work there. It’s important to take note of how employees view their organizations because it can provide information on how to make the workplace more enjoyable, thus strengthening retention rates, improving morale and increasing productivity.

Groundskeeping can be hazardous work. Weather, noise, equipment, insects and chemicals can all pose risks—such as physical injuries from accidents or health complications from repeated exposure to noise levels and toxic inhalants—amid groundskeeping tasks. Fortunately, you can take the following precautions to prevent injuries while performing groundskeeping work at camp.

Going out on a nonmotorized boat can be an exciting camp experience. However, as a camp counselor, you must ensure that campers stay safe while engaging in this activity. Being aware of the dangers associated with boating can help you properly prepare for and respond to its associated risks.

Today in the United States, workers are not guaranteed paid leave by federal law, and many aren’t entitled to unpaid time. To address this issue, President Joe Biden released a budget plan earlier this year, allocating $325 billion to a permanent paid family and medical leave program.

For many summer and day camps, 15-passenger vans are invaluable as they can help transport large groups of campers. However, they also carry unique risks that can be potentially deadly without proper precautions in place.

Part of being a responsible car owner is having a robust insurance policy that helps provide financial protection. One such coverage is uninsured/underinsured motorist (UM/UIM) insurance. This may help cover car repairs and medical costs for you and your passenger if the driver at fault doesn’t have enough insurance or any auto insurance at all.

Small businesses often don’t have the resources or expertise required to conduct every necessary function. That’s where vendors come in; they provide access to expertise, products and services that help a business run.

Water damage is one of the most common reasons for homeowners to make an insurance claim. But does homeowners insurance typically cover water damage? The answer depends on the specific policy and the cause of the damage.

When you drive larger camp vehicles, such as passenger vans or buses, you may encounter various safety hazards on the road as well as passenger distractions behind the wheel. Fortunately, you can take care of yourself and your passengers by practicing the following safe driving measures.

When working at a summer or day camp, you may be responsible for conducting various kitchen tasks, such as preparing and cooking food and serving meals to campers. While these activities can certainly be rewarding, they also pose potential dangers. After all, kitchen operations carry a wide range of hazards and can lead to numerous injuries and incidents, including cuts, sprains, fires and food contamination concerns.

A report from the National Council on Compensation Insurance (NCCI) found that the current inflationary environment has contributed to rising medical costs and workers’ compensation expenses across the country.

The cost of prescription drugs in the United States is the highest in the developed world and is rising quickly. In fact, Americans often pay more for prescription drugs than individuals in comparable countries. According to a 2021 RAND Corporation study, U.S. prescription drug prices were 256% of those in the combined 32 comparison countries.

Slips, trips and falls can happen within any workplace. In fact, the U.S. Bureau of Labor Statistics reported that 18% of nonfatal occupational injuries resulting in days away from work stem from such incidents. Summer and day camps are no exception to these findings. With this in mind, it’s important for camp counselors like you to take steps to prevent slips, trips and falls on the job.

As we move into summer, many will want to exercise outdoors to stay active and get some fresh air. That’s great news, as health experts recommend at least 150 minutes of moderate aerobic activity each week. Also, moving your workout outdoors can boost your mood and improve your concentration.

As health care costs continue to rise, many employers are searching for ways to control costs while keeping benefits affordable and attractive to employees. For some employers, self-funded plans can be an effective strategy for lowering health care costs. Many employers have adopted these plans in recent years.

The long and warm days of summer can be fun and exciting, but while these conditions may be enjoyable, they can also be hazardous to your health. Prolonged exposure to the sun can have a particularly dangerous impact on both your short- and long-term health, including damaged skin, sunburn and skin cancer. Given these potentially severe consequences, it’s necessary to understand basic precautions while out in the sun.

An auto insurance policy encompasses many coverages that work together to help provide financial protection. One such coverage is uninsured/underinsured motorist (UM/UIM) insurance. This may help cover car repairs and medical costs for you and your passenger if the driver at fault doesn’t have enough insurance or doesn’t have auto insurance at all.

World Environment Day is June 5. This global campaign serves as a reminder that plastic pollution continues to threaten ecosystems worldwide. This year’s theme is #BeatPlasticPollution, which encourages individuals and organizations to take the necessary steps to reduce plastic pollution. Read on to learn how to reduce plastic waste in your daily life.