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There's a LOT to know about insurance. So, whether you've got a specific question or just want the 411 on what we do, click around on the articles below.
Is a Narrow Network Plan Right for Your Organization?
Health care costs in the United States are high and rising. In fact, health care costs are outpacing wages. As such, health care coverage is becoming less affordable for many workers, resulting in many employers evaluating strategies to ensure benefits are sustainable and remain affordable.
Workplace Ageism
Ageism refers to the stereotypes, prejudice and discrimination toward individuals based on age. In the workplace, this occurs when an applicant or employee is treated less favorably because of their age. This often includes older workers being terminated or denied employment opportunities, such as job offers or promotions, due to age.
Offboarding Involuntary Terminations
Offboarding is the process of transitioning former employees out of the organization. Similar to employee onboarding, employee offboarding is a crucial time for employers. To offboard employees, organizations must complete a great deal of work in a short time frame, including finalizing payroll, completing tax paperwork and retrieving company property.
FDA Approves First Over-the-Counter Birth Control Pill
On July 13, the U.S. Food and Drug Administration (FDA) approved Opill, the first over-the-counter (OTC) birth control pill available in the United States. This approval comes six decades after daily birth control pills were first introduced in the country.
Medical Debt’s Impact on Employees
Many workers in the United States struggle with medical debt. According to a recent survey of American workers by consumer financial health organization Financial Health Network, 37% of employees have medical debt, and 32% struggled to pay their medical bills last year.
Establishing Workplace Policies on Artificial Intelligence
Artificial intelligence (AI) has made its way into many workplaces nationwide and is rapidly changing how organizations operate and make decisions. In some cases, employees may be using AI tools without their employers’ permission or knowledge.
Avoiding Contractor Scams Following Storm Damage
Homeowners may have to manage significant losses and complicated processes after a significant weather event. While trying to get back on their feet and return to a sense of normalcy as quickly as possible may be tempting, it’s essential to be thorough and diligent in navigating the recovery process.
Getting Buy-in on HR Initiatives
While today’s HR professionals are tasked with many organizational goals ranging from improving employee engagement to attracting and retaining talent, such initiatives take time, resources and continuous effort. As such, building and maintaining successful HR initiatives can be challenging without support from the overall organization and leadership.
Title Inflation and Considerations for Creating Accurate Job Titles
With today’s tight labor market, employers are looking to strengthen their attraction and retention efforts as much as possible. One way to aid this is by creating accurate job titles. However, some employers put an excessive focus on making the titles unnecessarily attractive for potential candidates with a practice called title inflation.
Live Well, Work Well | July 2023
At some point throughout the summer, you may spend time outside with family and friends at a picnic or backyard barbecue. If you aren’t careful about handling foods and beverages during these cookouts, you’re putting yourself and others at risk for potential food-related illnesses.
Tips for Migraine Relief
Without proper treatment, migraines can severely impact your quality of life and prevent you from performing daily activities. Understanding how to react to migraine symptoms and how lifestyle choices impact these attacks can help you effectively manage your headaches.
Preventing Data Theft by Departing Employees
When employees leave a company, there is a heightened risk of data theft, which is also known as data leakage or exfiltration. This risk is present whether an employee’s departure is voluntary or not.
Live Well Newsletter | July 2023
In the pursuit of a fulfilling life, happiness is a goal for many. The American Psychological Association defines happiness as “an emotion of joy, gladness, satisfaction and well-being.” However, happiness is not an isolated concept; it’s complex and connected to your overall physical and mental health. By understanding and nurturing the link between your health and happiness, you can be on your way to an enriched and balanced life.
Personal Lines Insights | July 2023
Social media has become a significant part of many people’s daily lives. Platforms like Facebook, Twitter, TikTok and Snapchat provide users with opportunities to keep up with their friends, share life experiences and interact with people from around the world. However, social media can also have detrimental effects.
Understanding the Impact of Loneliness on Your Health
Loneliness is a growing problem that can affect people of all ages. While everyone feels lonely sometimes, persistent feelings can severely impact your mind and body. Understanding how loneliness impacts your health and developing positive ways to manage it can improve your overall well-being.
Filing an Auto Insurance Claim Following Weather-related Damage
Extreme weather events, such as hail, wildfires, high winds and flooding can cause severe damage to your vehicle. Understanding how to file a weather-related damage claim can make it easier for you to be reimbursed for vehicular damage. Read on for further guidance.
What Employers Need to Know About Medicaid Redeterminations
In 2020, the U.S. Congress passed the Families First Coronavirus Response Act in response to the COVID-19 pandemic. This act required states to maintain Medicaid coverage for most enrollees and barred disenrollment for Medicaid recipients during the public health emergency (PHE) to help ensure that individuals had health coverage during the pandemic.
Building a Workplace Culture of Well-being
According to a recent poll from management consulting company Gallup, less than 25% of U.S. employees feel strongly that their employer cares about their well-being—the lowest percentage in nearly a decade. Even though employers are increasingly focusing on workplace wellness, there are ways to ensure that employees actually feel as though their overall well-being is being supported and cared for.
Preparing for Sporting Activities at Camp
Sports can be an exhilarating aspect of camp, and they can promote exercise along with valuable skills like teamwork and leadership. However, these activities present various health and safety risks. As a camp counselor, you need to properly prepare for these activities to help ensure they are safe and fun.
How HR Operations Can Leverage AI Tools
The introduction of artificial intelligence (AI) tools such as ChatGPT, Eightfold and HireVue is forever changing the HR landscape. Leveraging this new technology can help organizations enhance several HR functions and may be particularly helpful to many small employers without HR departments or personnel by saving them time and resources they would normally put toward such functions to focus on growing their businesses.